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Coverage Highlights


Enhanced Public/Educational Endorsement includes:

  • Covered operations offered on a broad basis
  • Expanded definition of insured created specifically for public entities
  • Expanded transportation coverage, including livery services


  • Streamlined process to acquire critical coverages in a single policy
  • Option to tailor policy to meet specific needs of the insured
  • Dedicated underwriting specialists experienced in environmental coverage and unique requirements of public entity market
  • Dedicated environmental claim and risk engineering services


Minimums and Limits

  • Targeting minimum self-insured retention: $10,000
  • Targeting minimum premium: $10,000
  • Capacity available up to $50 million per/aggregate limit, inclusive of legal defense costs
  • Split limits available

Policy Terms

Annual or multiyear policy terms available

Target Client

  • Cities, municipalities or towns
  • Special districts
  • School districts (K-12)
  • Higher Education including colleges, universities, technical schools
    Risk sharing pools for any of the foregoing


Useful Resources