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With winter on its way out, you may be ready for some spring cleaning.
Make sure you protect your classic cars from damage or additional wear and tear.
Keep your important papers and small valuables away from burglars, fire or natural disaster.
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Watercraft
For over a hundred years, we’ve offered unparalleled stability and protection for small boats, yachts, luxury mega-yachts, and more.
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Natural Disasters
Here are some things you can do to assist firefighters and minimize the damage to your home.
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Products
At their worst, disputes between professional service firms and their clients can lead to costly lawsuits.
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Premises Pollution Liability (PPL) Policy
Our suite of PPL coverages for domestic and Canada-based multinational companies can meet your needs and protect your business operations.
Coverage
- Premises Pollution Liability (PPL) Policy types available include: PPL and PPL Portfolio
- Industry-specific endorsements to provide unique coverages for Public/Educational Entities and Multinational businesses
- Coverage for domestic and Canada-based multinational companies
- Admitted local policies outside of Canada can be placed as part of a master Canadian program
- Claims-Made and Reported coverage form
- Sudden and accidental and non-sudden/gradual pollution events
- Owned, operated, managed, leased or maintained locations coverage may be available on a blanket basis by endorsement
- Broad definition of pollution conditions including illicit abandonment and medical, redbag, infectious and pathological wastes
- Indoor Environmental Conditions coverage, including fungi, and Legionella pneumophila
- Third-party Property Damage coverage including Natural Resource Damages
- Built-in coverage for Emergency Response Costs
- Transportation coverage
- Non-owned Disposal Site coverage
- Business Interruption and Delay Expense coverage
- Catastrophe Management Costs coverage
- Products Pollution coverage may be available by endorsement
- Off-site operations coverage for work performed by or on behalf of a Named Insured may be available by endorsement
Benefits
- Chubb financial stability (rated AA by Standard & Poor’s and A++ by A.M. Best)
- Option to tailor coverage for complex risks, such as mergers and acquisitions and multinationals
- Environmental Incident Alert ℠ - our complimentary program developed to assist clients find and dispatch qualified incident response contractors, monitor cleanup costs and mitigate potential liabilities associated with environmental releases
- Experienced underwriting specialists across North America and specialized claims expertise
- Broad range of risk control services available through national and international network of best-in-class engineering consultants, including environmental risk control experts from ESIS, Inc.®
- Thought Leadership that addresses the complexities of domestic and global environmental regulations and compliance
- Valued long term relationships
Minimums and Limits
- Targeted Minimum self-insured: $10,000
- Targeted Minimum premium: $5,000
- Capacity available up to $50 million per/aggregate limit, inclusive of legal defense costs
Policy Terms
- Annual or multiyear policy terms available
Target Segments
- Agriculture
- Chemical/Petroleum Storage
- Commercial
- Education (Pre-K through 12, Higher Education)
- Healthcare
- Hospitality
- Industrial
- Manufacturing
- Mergers & Acquisitions
- Mixed Use/Residential
- Public Entity
- Quarrying
- Real Estate
- Recreation
- Renewable Energy
- Research & Development
- Retail
- Warehousing & Distribution