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Coverage Highlights

Coverage
  • Premises Pollution Liability (PPL) Policy types available include: PPL and PPL Portfolio

  • Industry-specific endorsements to provide unique coverages for Public/Educational Entities and Multinational businesses

  • Coverage for domestic and Canada-based multinational companies

  • Admitted local policies outside of Canada can be placed as part of a master Canadian program

  • Claims-Made and Reported coverage form

  • Sudden and accidental and non-sudden/gradual pollution events

  • Owned, operated, managed, leased or maintained locations coverage may be available on a blanket basis by endorsement

  • Broad definition of pollution conditions including illicit abandonment and medical, redbag, infectious and pathological wastes
  • Indoor Environmental Conditions coverage, including fungi, and Legionella pneumophila

  • Third-party Property Damage coverage including Natural Resource Damages

  • Built-in coverage for Emergency Response Costs

  • Transportation coverage

  • Non-owned Disposal Site coverage

  • Business Interruption and Delay Expense coverage

  • Catastrophe Management Costs coverage

  • Products Pollution coverage may be available by endorsement

  • Off-site operations coverage for work performed by or on behalf of a Named Insured may be available by endorsement

 

Benefits
  • Chubb financial stability (rated AA by Standard & Poor’s and A++ by A.M. Best)

  • Option to tailor coverage for complex risks, such as mergers and acquisitions and multinationals

  • Environmental Incident Alert - our complimentary program developed to assist clients find and dispatch qualified incident response contractors, monitor cleanup costs and mitigate potential liabilities associated with environmental releases

  • Experienced underwriting specialists across North America and specialized claims expertise
  • Broad range of risk control services available through national and international network of best-in-class engineering consultants, including environmental risk control experts from ESIS, Inc.®

  • Thought Leadership that addresses the complexities of domestic and global environmental regulations and compliance

  • Valued long term relationships

 

Minimums and Limits
  • Targeted Minimum self-insured: $10,000
  • Targeted Minimum premium: $5,000
  • Capacity available up to $50 million per/aggregate limit, inclusive of legal defense costs
Policy Terms
  • Annual or multiyear policy terms available
Target Segments
  • Agriculture

  • Chemical/Petroleum Storage

  • Commercial

  • Education (Pre-K through 12, Higher Education)

  • Healthcare

  • Hospitality

  • Industrial

  • Manufacturing

  • Mergers & Acquisitions
  • Mixed Use/Residential

  • Public Entity

  • Quarrying

  • Real Estate

  • Recreation

  • Renewable Energy

  • Research & Development

  • Retail

  • Warehousing & Distribution