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This specialized coverage offers organizations a practical way to help protect their employees by insuring them in the event of an accident while on the job. Occupational accident insurance provides an affordable alternative to workers compensation coverage for certain industry groups and gives options for employers who seek to reduce the costs and risks associated with job-related accidents.

Coverage Highlights

  • Accidental Medical Reimbursement Expense.

  • Business Travel for employees that frequently travel for the organization.

  • Enhanced Schedule of Losses, including 200% Paralysis Benefits.

  • Occupational Accident Expense Allowance.

  • Permanent Total Disability.

  • Total Disability Weekly Accident Indemnity.


  • Accidental Dental Expense
  • Bereavement Benefit 
  • Burial Benefit
  • Day Care Benefit
  • Family Transportation
  • Home Alteration & Vehicle Modification
  • Identification Benefit
  • In Hospital Confinement Monthly Income 
  • Occupational HIV Benefit
  • Occupational Retraining Benefit
  • Partial Disability
  • Repatriation
  • Seat Belt Benefit
  • Special Education Benefit
  • Spousal Occupational Training
  • Workplace Modification Benefit

Client Profile

  • Full time, part time, or temporary employees.

  • Apprenticeships programs. 

  • Student placement programs.  

Contact Us

For more information about Chubb Accident & Health’s portfolio of products and services, please call your local sales representative.