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Management Liability


Companies today are forced to navigate an increasingly complex web of laws and regulations. The potential for unintentionally breaching rules, causing a loss and provoking litigation is considerable. In such an environment, no company in any industry is safe from lawsuits against its management and employees. Chubb has over 30 years’ experience underwriting the exposures faced by executives around the world and we continue to lead the field. Our skilled underwriters can offer comprehensive protection to companies and their senior management, backed up by Chubb’s dedicated claims professionals who are always on hand to provide help when it’s most needed.

Chubb provides comprehensive cover for the directors and officers of publicly listed and private companies against defence costs and legal liability incurred from a wide range of events including wrongful acts, errors and omissions, misstatement, negligence and breach of duty. Chubb’s policyholders benefit from a broad definition of directors or officers, including many types of past and present executives, such as outside directors and the representatives of deceased directors.

Employment practices liability has a heightened risk profile because tougher workplace law has strengthened employee rights, especially around discrimination. Employees are more aware of their rights and companies now need to ensure that procedures are up to date to avoid disputes and costly claims made against them. Chubb’s employment practices liability insurance provides cover for damages, legal fees and other costs to reduce the financial impact of a claim on companies.

Pension fund trustees have seen the duties and obligations placed on them keep growing with successive government interventions. Trustees who breach these increasingly complex responsibilities put their personal assets at risk or, in certain circumstances, find themselves liable for civil and criminal penalties. Chubb pension trustee liability insurance provides valuable protection for the assets of individual trustees, the pension fund, the sponsoring employer and employees in the event of claims of wrongdoing.

Chubb Global Markets leads the way in providing valuable management liability cover, from D&O to pension trustee liability;

Chubb Global Market’s management liability claims team is consistently recognised as the best in the market;

Our specialist management liability cover for private and public companies is among the most comprehensive available.

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We also offer management liability products via our UKI business

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Alex Jackson
Head of Management Liability, Chubb Global Markets