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Erection All Risks Insurance

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When building an electrical or mechanical plant or installing machinery, your Erection All Risks (EAR) policy protects your business against all sorts of challenges.

Our Erection All Risks project policy is designed to cover the erection, construction and installation of industrial equipment and covers you against all risks of physical loss and physical damage throughout the period of construction.



Who it’s for

Chubb’s Erection All Risks insurance helps protect companies and projects like these:

  • Mechanical and electrical contractors or developers
  • Energy companies for the erection of oil and gas related facilities
  • Power companies for the erection of power generation plants such as combined cycle power plants, diesel stations, energy from waste, nuclear plus renewables and alternative energy including onshore wind, solar and battery storage.
  • Heavy industries such as steel, aluminium, mineral processing plants and cement
  • Light engineering projects such as bottling plants, semi-conductors and pharmaceuticals

What it covers

Our Erection All Risks insurance covers: 
  • Erection of plant facilities and installation of machinery
  • Losses during construction, testing and commissioning
  • Damage during the contractual Defects Liability/Maintenance period
  • Associated Primary Third Party Liability in connection with the project and for Principal/Owner Controlled
  • Delay in Start-Up
  • Advance Loss of Profit for the owner and lenders


Cover is available for projects overseas as well as domestically.

We also offer annual contractors cover for Erection All Risks.


We understand EAR insurance – and care about your business

Whether your business is big or small, takes you around the world or just around town, Chubb is there for you. Our breadth of experience in Erection All Risks Insurance and other construction cover means we can provide the guidance and service you need, whenever you need it, wherever you may be. 

Partnership that’s personal 
We work to understand your business and where you’re heading so we can be proactive about meeting your needs. We invest in getting to know you, your team and your customers. The goal: to help you see ahead, be ahead and stay ahead.


Creative problem-solving
Insurance isn’t one-size-fits-all – and neither is our approach. Our playbook is always evolving because we’re always helping clients avoid risk in smarter ways. That means we bring the latest thinking and a fresh perspective to solving your challenges.


Unmatched expertise and financial strength
We’ve served clients and partnered with leading organisations for more than 200 years. Our longevity, expertise and financial strength are the bedrock of our business. 


Talk to one of our experts