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Contractor Plant and Equipment Insurance

construction of subway tunnel
Construction equipment coverage

Protecting owned and hired plant and equipment

Equipment can take a battering on construction, civil engineering and maintenance jobs, so we’ve created reliable contractor plant and equipment insurance to keep your plant fleet working


Who it’s for

Chubb contractors equipment insurance protects fleets taking part in an number of industries and activities which include:

  • General builders
  • Civil engineering
  • Plant hirers (CPA)
  • Maintenance contractors
  • Building contractors

What it covers

We protect your equipment from the challenges it faces every day, with cover for:

Owned plant – All risks of damage to owned plant whilst at any location within the territorial limits and whilst in transit (other than by sea or air)

Hired in plant – Cover provided for the insured’s legal liability under the terms of their hire agreement. Pays compensation for damage to hired in plant whilst in the insured’s custody or control at any location within the territorial limits and whilst in transit (other than by sea or air)

– If the plant is damaged, we will cover the costs of continued hire charges for which the client is responsible

Coverage extensions

  • Measures taken in avoidance of damage, costs incurred to take reasonable but exceptional measures to avoid or mitigate impending damage up to £50,000
  • Contractors plant immobilisation pays reasonable costs to recover plant up to £25,000
  • Automatic reinstatement of limit of liability following a claim up to a value of £100,000 without charge
  • Newly acquired plant automatically covered up to £100,000 any one term for a period of 180 days following acquisition
Why Chubb?
Why Chubb?

We’re experts in contractor plant and equipment insurance – and we care about your business

Whether your business is big or small, takes you around the world or just around town, Chubb is there for you. Our breadth of experience in contractor plant and equipment insurance means we can provide the guidance and service you need, whenever you need it, wherever you may be. 

Partnership that’s personal 
We work to understand your business and where you’re heading so we can be proactive about meeting your needs. We invest in getting to know you, your team and your customers. The goal: to help you see ahead, be ahead and stay ahead.


Creative problem-solving
Insurance isn’t one-size-fits-all – and neither is our approach. Our playbook is always evolving because we’re always helping clients avoid risk in smarter ways. That means we bring the latest thinking and a fresh perspective to solving your challenges.


Unmatched expertise and financial strength
We’ve served clients and partnered with leading organisations for more than 200 years. Our longevity, expertise and financial strength are the bedrock of our business. 




The contractors plant annual policy protects contractor’s plant and equipment including plant owned and plant hired. The policy is suitable for all types and sizes of business from small enterprises to large multinationals who are domiciled in the United Kingdom. 


Talk to one of our experts

London contact:

Kevin Lutz
Technical Lines Manager, UK&I
+44 7766994231


UK&I regional contact:

Tom Finnegan
Regional Technical Lines Manager, UK&I
+44 7960977942