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Contractor Plant and Equipment Insurance
Risk Scenario
Who it’s for
Chubb contractors equipment insurance protects fleets taking part in an number of industries and activities which include:
- General builders
- Civil engineering
- Plant hirers (CPA)
- Maintenance contractors
- Building contractors
What it covers
We protect your equipment from the challenges it faces every day, with cover for:
Owned plant – All risks of damage to owned plant whilst at any location within the territorial limits and whilst in transit (other than by sea or air)
Hired in plant – Cover provided for the insured’s legal liability under the terms of their hire agreement. Pays compensation for damage to hired in plant whilst in the insured’s custody or control at any location within the territorial limits and whilst in transit (other than by sea or air)
– If the plant is damaged, we will cover the costs of continued hire charges for which the client is responsible
Coverage extensions
- Measures taken in avoidance of damage, costs incurred to take reasonable but exceptional measures to avoid or mitigate impending damage up to £50,000
- Contractors plant immobilisation pays reasonable costs to recover plant up to £25,000
- Automatic reinstatement of limit of liability following a claim up to a value of £100,000 without charge
- Newly acquired plant automatically covered up to £100,000 any one term for a period of 180 days following acquisition
FAQs
The contractors plant annual policy protects contractor’s plant and equipment including plant owned and plant hired. The policy is suitable for all types and sizes of business from small enterprises to large multinationals who are domiciled in the United Kingdom.