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Valuables

Got new jewelry? 3 things to do now

stack of ring

If you received a new piece of jewellery for the holidays, Valentine's Day, or another celebratory event, we’ve got a few tips to ensure that you can enjoy it for years to come.

 

  1. Store it in a safe place

    If you’re not wearing it, you may want to keep your fine jewellery in a bank safe or an in-home safe that has a tool and torch resistant rating of 30 minutes or more (TL-30/TR-30), is too heavy for a burglar to carry or is bolted to the floor or home structure.     

     

  1. Get it appraised

    If you’re not sure of the value, seek out a professional appraiser who can document the actual value of your piece.

  2. Add it to your insurance

    Your homeowner’s insurance may not fully cover expensive jewellery. To provide peace of mind, consider purchasing a valuable articles policy that provides all-risk protection, as well as automatic coverage for newly acquired pieces. If you’ve already got a valuable articles policy, make sure to add your new piece to this schedule.

     

This document is advisory in nature and is offered as a resource to be used together with your professional insurance advisors in maintaining a loss prevention program. It is an overview only, and is not intended as a substitute for consultation with your insurance broker, or for legal, engineering or other professional advice.

Chubb is the marketing name used to refer to subsidiaries of Chubb Limited providing insurance and related services. For a list of these subsidiaries, please visit our website at  www.chubb.com. Insurance provided by Chubb Insurance Company of Canada or Chubb Life Insurance Company of Canada (collectively, “Chubb Canada”). All products may not be available in all provinces or territories. This communication contains product summaries only. Coverage is subject to the language of the policies as actually issued. 

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