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Coverage Highlights


  • The Healthcare Endorsement includes:
  • Enhanced definition of first party remediation costs to include of relocation occupants in the care of the insured to other facilities in the event of a pollution condition or indoor pollution condition


  • Coverage for premises, non-owned disposal sites, transportation of waste, off-site operations, Bodily Injury/Property Damage from pollution conditions, pollution cleanup - all under one policy
  • Single policy incorporating multiple coverages, reducing the potential for coverage gaps
  • Definition of Pollution Condition includes medical, red bag, infectious or pathological wastes
  • Responsive underwriting staff with strong expertise in environmental risk and solutions
  • Dedicated claims experts
  • ESIS® Risk Management Services

Minimums & Limits

  • Targeted minimum self-insured retention: $10,000
  • Targeted minimum premium: $10,000
  • Capacity available up to $50 million per/aggregate limit, inclusive of legal defense costs

Policy Terms

  • Annual or multiyear policy terms available

Target Client

  • Hospitals
  • Medical office buildings 
  • General medical facilities
  • In-patient and out-patient surgical centers
  • Long and short-term care facilities
  • Psychological centers (in-patient and out-patient)

Useful Resources