Coverage Highlights
Coverage
- The Healthcare Endorsement includes:
- Enhanced definition of first party remediation costs to include of relocation occupants in the care of the insured to other facilities in the event of a pollution condition or indoor pollution condition
Benefits
- Coverage for premises, non-owned disposal sites, transportation of waste, off-site operations, Bodily Injury/Property Damage from pollution conditions, pollution cleanup - all under one policy
- Single policy incorporating multiple coverages, reducing the potential for coverage gaps
- Definition of Pollution Condition includes medical, red bag, infectious or pathological wastes
- Responsive underwriting staff with strong expertise in environmental risk and solutions
- Dedicated claims experts
- ESIS® Risk Management Services
Minimums & Limits
- Targeted minimum self-insured retention: $10,000
- Targeted minimum premium: $10,000
- Capacity available up to $50 million per/aggregate limit, inclusive of legal defense costs
Policy Terms
- Annual or multiyear policy terms available
Target Client
- Hospitals
- Medical office buildings
- General medical facilities
- In-patient and out-patient surgical centers
- Long and short-term care facilities
- Psychological centers (in-patient and out-patient)
