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Even the smallest employee dispute at your company can turn into an expensive litigation. Spurred by federal legislation, monetary awards for employment-related claims — harassment, discrimination, wrongful termination, retaliation, defamation, unfair hiring practices, and other workplace torts — are steadily rising, with no end in sight.

Coverage Highlights

  • Includes new Canadian Termination Coverage
  • Enhanced reporting provision when renewed with Chubb
  • Coverage for insured persons’ spouses and domestic partners for such insured persons’ wrongful acts
  • Subject to the applicable aggregate limit of liability, no cap on Chubb’s liability in the event the insured refuses to consent to a recommended settlement
  • Definition of Loss includes punitive, exemplary, and multiplied damages, where permitted by law, in the venue most favourable to the insured
  • Coverage for sold subsidiaries, whether sold before or during the policy period, continues during the policy period for acts committed during time as a subsidiary
  • Bilateral extended reporting period; any insured has right to purchase