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Operating with a sizeable equipment fleet carries its own risks. Protect your business’ equipment with comprehensive insurance coverage.
Coverage Highlights
Benefits
Experienced staff to tailor the program to a client's needs
Ability to combine with property coverage on a single policy
Coverages
Comprehensive coverage that can be combined with real and personal property if needed
Automatic Extensions of Coverage sub-limits provided for:
Debris Removal Expense
Newly Acquired Contractors Equipment
Pollutant Clean-Up
Fire Department Service Charge
Fire Protection Services
Expendable Supplies
Expediting Expenses
Office and Construction Trailers (and their contents)
Recovery Expenses
Coverage options are available for:
Rental Expense
Leased or Rented Contractors Equipment
Employees' Tools
Unscheduled Mobile Equipment
Replacement Cost Valuation on Covered Property (not more than 5 years old)
No Overload Exclusion
Endorsements available for Waterborne Coverage
Target Clients
Various types of commercial, residential and engineering contractors and/or owners of significant equipment fleets, including but not limited to:
Airport operations
Concrete pumping
Directional drilling
Electrical
Iron and steel erection
Land clearing
Leasing operations (excluding cranes)
Pipeline
Street and road
Waste water
Water and sewer
Contractors or owners with significant equipment fleets and a need for insurance coverage with a carrier that can respond flexibly.
Contractors or owners with an active and comprehensive equipment maintenance and property preservation program and a desire to partner with an insurer holding specialized expertise in construction.
Restricted classes include crane leasing or rental operations
Submission Requirements
ACORD or similar application to include a description of operations, schedule of values, 5 year loss history and coverage/limits requirements