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With winter on its way out, you may be ready for some spring cleaning.
Make sure you protect your classic cars from damage or additional wear and tear.
Keep your important papers and small valuables away from burglars, fire or natural disaster.
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For over a hundred years, we’ve offered unparalleled stability and protection for small boats, yachts, luxury mega-yachts, and more.
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Here are some things you can do to assist firefighters and minimize the damage to your home.
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At their worst, disputes between professional service firms and their clients can lead to costly lawsuits.
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Contractors Equipment Insurance
Operating with a sizeable equipment fleet carries its own risks. Protect your business’ equipment with comprehensive insurance coverage.
Coverages
- Comprehensive coverage that can be combined with real and personal property if needed
- Automatic Extensions of Coverage sub-limits provided for:
- Debris Removal Expense
- Newly Acquired Contractors Equipment
- Pollutant Clean-Up
- Fire Department Service Charge
- Fire Protection Services
- Expendable Supplies
- Expediting Expenses
- Office and Construction Trailers (and their contents)
- Recovery Expenses
- Coverage options are available for:
- Rental Expense
- Leased or Rented Contractors Equipment
- Employees' Tools
- Unscheduled Mobile Equipment
- Replacement Cost Valuation on Covered Property (not more than 5 years old)
- No Overload Exclusion
- Endorsements available for Waterborne Coverage
Benefits
- Experienced staff to tailor the program to a client's needs
- Ability to combine with property coverage on a single policy
Target clients
Various types of commercial, residential and engineering contractors and/or owners of significant equipment fleets, including but not limited to:
- Airport operations
- Concrete pumping
- Directional drilling
- Electrical
- Iron and steel erection
- Land clearing
- Leasing operations (excluding cranes)
- Pipeline
- Street and road
- Waste water
- Water and sewer
- Contractors or owners with significant equipment fleets and a need for insurance coverage with a carrier that can respond flexibly.
- Contractors or owners with an active and comprehensive equipment maintenance and property preservation program and a desire to partner with an insurer holding specialized expertise in construction.
- Restricted classes include crane leasing or rental operations
Submission requirements
ACORD or similar application to include a description of operations, schedule of values, 5 year loss history and coverage/limits requirements