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Interest rates for participating policies

* ENDOWMENT PLAN 10/ 15/ 20 YEARS AND EDUCATION PLAN 

Bonus Rate (*)

 

ENDOWMENT Plan 10 Years

ENDOWMENT Plan 15 Years

ENDOWMENT Plan 20 Years

Education Plan

Effective Date
(D/M/YYYY)

Bonus Rates

Bonus Rates

Bonus Rates

Bonus Rates

1 /4/ 2015

2.0%

2.0%

2.0%

2.0%

1 /4/ 2016

2.0%

2.0%

2.0%

2.0%

1 /4/ 2017

2.0%

2.0%

2.0%

2.0%

1 /4/ 2018

2.0%

2.0%

2.0%

2.0%

1 /4/ 2019

2.0%

2.0%

2.0%

2.0%

1 /4/ 2020

2.0%

2.0%

2.0%

2.0%

(*) Bonus rate is based on Face Amount

 

* WHOLE LIFE PLAN (TO AGE 55/ 60/ 65)  

 

Whole Life Plan premium term to age 55

 

 

Whole Life Plan premium term to age 60

 

 

Whole Life Plan premium term to age 65

Effective Date
(D/M/YYYY)

Cash Dividend Rates (**)

Dividend accumulation rate

Cash Dividend Rates (**)

Dividend accumulation rate

Cash Dividend Rates (**)

Dividend accumulation rate

1 /4/ 2015

1.60%

7%

1.35%

7%

1.30%

7%

1 /4/ 2016

1.70%

6.5%

1.45%

6.5%

1.30%

6.5%

1 /4/ 2017

1.85%

6.5%

1.60%

6.5%

1.40%

6.5%

1 /4/ 2018

1.85%

6.5%

1.60%

6.5%

1.40%

6.5%

1 /4/ 2019

2.00%

6.5%

1.75%

6.5%

1.50%

6.5%

1 /4/ 2020

2.20%

6.5%

1.90%

6.5%

1.65%

6.5%

(**) Cash Dividend Rate is based Face Amount

Interest rate for loyalty bonus of Endowment Limited Pay to Age 75

Interest rate 4.0% p.a. on Surrender value effective from 1 Apr 2020

Policy loan interest rate

Policy loan rate of the contract account value of Endowment, Whole Life and Education Products:

Time

EA10SP

EA15PB

EA20PB

EAEP18

WA55CD

WA60CD WA65CD ELP001 ELP75A ELP75B CEGCA1 CEGCB1

From 01/12/2020 to present

10.0%

10.0%

10.0%

10.0%

10.0%

10.0% 10.0% 10.0% 10.0% 10.0% 10.0% 10.0%

Notes:

EA10SP: 10-year Endownment
EA15PB: 15-year Endowment
EA20PB: 20-year Endowment
EAEP18: Eduacation Endowment
WA55CD: Whole Life premium payble to age 55
WA60CD: Whole Life premium payble to age 60
WA65CD: Whole Life premium pable to age 65
ELP001: New Endowment 2013
ELP75A: Limited Pay Endowment to Age 75 - 10 years
ELP75B: Limited Pay Endowment to Age 75 - 15 years
CEGCA: Chubb Life - Education for Perfect Future