EPL insurance protects against liability arising from employment practices with respect to claims by current, former or potential employees. An EPL policy can provide coverage for:
Chubb’s EPL Loss Prevention Program—available to Chubb EPL Insurance customers where permitted by law. It includes the following:
2. Loss Prevention Consultant Services
ChubbWorks℠Website (www.chubbworks.com)— An online resource for customers seeking assistance with employment issues. Offers convenient access to:
Loss Prevention Consultant Services :Chubb’s network of more than 120 top law firms, HR consulting firms, and labour economist statistical firms offer specialized services designed to help our customers create customized solutions to their employment issues.
Please note that services must be rendered and invoices must be submitted to Chubb during the applicable policy’s policy period. Services rendered by one’s own organization are not eligible for reimbursement.
Coverage can also include protection against liability arising from a third party ie. customer, vendor, service provider or other business invitee of the organization for discrimination or harassment.
Coverage is provided to the employer, its directors and officers and employees.
Coverage can include amounts that the organization become legally obligated to pay as a result of a claim, which may include judgments, settlements and defense costs. In some cases, punitive or exemplary damages may be covered as well.
Up to $25 million
All public companies