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Workplace Health & Safety

4 trends impacting employers’ need for group personal accident policies

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Living in pandemic times, employers are keeping a close watch on infections and safety measures. However, let’s not forget that accidents and naturals disasters are dangers that continue to plague the Asia Pacific region.

In fact, employers who weave a safety net for their workforce by providing Group Personal Accident Insurance are demonstrating commitment to the health and safety of their employees.

Let’s look at the different trends populating this landscape.

Trend 1 - Increasing Regulator Scrutiny



Trend 2 - No Reduction in Work-related Deaths



Trend 3 - Road Accidents account for 1.35 million deaths annually12



Trend 4 - Natural Disasters in Asia Pacific Region


4 Trends Impacting Employers’ Need for Group Personal Accident Policies


1. China Daily, 24 January 2021 -

2. Increase Responsibility to Prevent Workplace Accidents, Kim & Chang, 25 March 2021 -

3. Asia-Pacific Employment Law Bulletin 2023, Freshfields Bruckhaus Deringer, page 37 -

4. Hong Kong to reform workplace health and safety regime, Pinsent Masons, 14 June 2022 -

5. Work health and safety, Australian Government, 7 March 2023 -,extreme%20weather%2C%20but%20some%20do.

6. IndustriALL Global Union, 1 July 2019 -

7. Increasing the maximum _nes for breaches for WSH Act subsidiary legislation, Ministry of Manpower -

8. Employers must keep abreast of changes to occupational safety law, New Straits Times, 16 January 2023 -

9. Ministry of Labour, 7 November 2020 -

10-11. United Nations,

12. World Health Organization, 7 February 2020 -

13. Bangkok Post, 11 November 2020 -'s%20roads%20are%20the%20deadliest,show%20no%20sign%20of%20abating

14-16. World Health Organization, 7 February 2020 -

17. Natural Disasters & Water Stress Threaten Asia-Pacific, Vision of Humanity,

18-19. ReliefWeb, a service by OCHA (United Nations Office for the Coordination of Humanitarian Affairs).

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Disclaimer - All contents of this article are intended for general information/guidance purposes only and not intended to be an offer or solicitation of insurance products or personal advice or a recommendation to any individual or business of any product or service. This article should not be relied on for legal advice or policy coverage and cannot be viewed as a substitute to obtaining proper legal or other professional advice, or for reading the policy documents. You should read the policy documents to determine whether any of the insurance product(s) discussed are right for you or your business, noting different limits, exclusions, terms and conditions apply in each country or territory, and not all cover is available in all countries or territories.

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Global Client Executive

Peter Kuczer
O: +61 3 96237204