For many businesses, telemedicine can provide fast, convenient, and affordable care for workplace injuries and illnesses. They can also improve their handling of workplace health coverage claims—and potentially lower costs—provided telemedicine is offered as an option for medical treatment by their workplace health coverage plan.
Telemedicine refers to the practice of caring for patients remotely when the provider and patient are not physically present to meet with each other. A patient in one location can connect to a doctor, nurse, physical therapist or other healthcare provider in another location through a smart phone, tablet, or computer.
Keep in mind that telemedicine is not appropriate for serious injuries and cannot replace emergency room care. Some employees may prefer to receive medical care at a doctor’s office or healthcare facility even when telemedicine is an option.
Should your business decide to consider telehealth services for employees, it is important to choose a provider that is in full compliance with current applicable Telehealth Provincial and Federal regulations and laws.
This document is advisory in nature and is offered as a resource to be used together with your professional insurance advisors in maintaining a loss prevention program. It is an overview only, and is not intended as a substitute for consultation with your insurance broker, or for legal, engineering or other professional advice.
Chubb is the marketing name used to refer to subsidiaries of Chubb Limited providing insurance and related services. For a list of these subsidiaries, please visit our website at www.chubb.com. Insurance provided by Chubb Insurance Company of Canada or Chubb Life Insurance Company of Canada (collectively, “Chubb Canada”). All products may not be available in all provinces or territories. This communication contains product summaries only. Coverage is subject to the language of the policies as actually issued.
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