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Chubb’s Excess Casualty insurance offers middle market companies commercial excess liability coverages to protect you against a broad range of critical risk exposures and catastrophic events

Coverage Highlights


  • Broad appetite for risk with over 400 industry classes included in our portfolio
  • Competitive pricing on lower hazard risks, based on a differentiated rating model and low minimum premiums
  • Experienced middle market umbrella underwriters with high levels of authority and the flexibility to provide industry leading responsiveness and tailored coverage options
  • Consistent underwriting and pricing throughout market cycles
  • Industry leading terms for lead umbrella and excess policies
  • Specialized claims expertise
  • Chubb financial stability

Excess Form Benefits

Excess Insurance:

  • Chubb Excess Form – Commercial Excess Liability policy affords a variety of benefits:
  • Greater Flexibility
    Adapts to various or unique primary or excess insurance policies such as miscellaneous professional/errors & omissions, foreign, aviation, marine and others.
  • Not Restricted by Intervening Layers of Insurance
    Responds to the loss (at our attachment point) based on our provisions and those of the controlling underlying insurance.
  • Replacement of Eroded or Exhausted Underlying Limits
    Provides first-dollar drop down insurance protection for exhausted underlying limits of coverage in the same manner as the underlying


  • Up to $50MM Occurrence/Aggregate
  • Single layer of insurance or multiple layers
  • Quota share options available
  • Per location aggregate available

Target Client

Companies who have the following:

  • Up to $750mm in annual revenue
  • Industries that need financially sound capacity and competitive prices
  • Place value on consistent underwriting and pricing
  • Place value on expertise in claims handling based upon clear coverage forms
  • US and International exposures

Target Classes

  • Broadcasters
  • Clean Tech
  • Energy
  • Entertainment
  • Federal Government Contractors
  • Financial Institutions
  • Food
  • Healthcare Information Technology
  • Law Firms
  • Manufacturing
  • Private Equity/Venture Capital
  • Professional Service Firms
  • Real Estate
  • Technology
  • Wineries

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