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Whether you are a commercial or residential contractor, or are performing four-wall projects or engineering construction like bridges and tunnels, Chubb offers the specialized solutions, financial capacity, and underwriting flexibility to meet your insurance needs.

Coverage Highlights


  • Superior flexibility
  • Capacity in a variety of positions
  • Ability to customize solutions to meet individual client needs
  • Portfolio of green endorsements
  • Lead terms/coverage forms/follow form available, based on underwriting review
  • Highly experienced underwriters with more than 20 years average experience


  • Individual Project Builders' Risk and Master Programs
  • DIC for construction projects on a selected basis
  • Coverage form offers both physical damage and delay in opening
  • Various optional coverages based on the client's needs
  • Coverage to meet specific needs of the project and/or account
  • International Builders’ Risk for U.S. domestic based client
  • Capacity in a variety of positions, including primary, full limit, quota share, buffer and excess layer
  • Portfolio of green endorsements
  • Contract penalty coverage as a result of a covered physical damage loss
  • Coverage form offers both physical damage and delay in opening
  • Loss control and engineering services available on both a bundled and unbundled basis

*Risk control activities conducted on behalf of the insurer are not intended as a direct benefit or service to Chubb insureds.

Target Clients

  • Contractor, developer, owner or homebuilder with active construction program and strong property preservation management approach looking for an underwriter with specialized expertise in Builders' Risk.

Submission Requirements

  • Application to include: project description, statement of values, locations, limits and coverage requirements.
  • In addition to application, details on delay in opening coverage requirements (breakdown of soft costs, pro-forma and period of indemnity for loss of rental income and loss of business income)