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Flexible Wealth Creation Secret

Golden Touch Mega Saver Plan is specially designed for an affluent individual like you who is seeking for attractive returns. This plan offers Crediting Interest, Extra Bonus and Additional Bonus to help grow your savings. As this plan accepts unscheduled contribution (at policy inception and during the 1st policy year) on top of basic premium, your savings can build up faster to tap on more potential returns. With its annuity option, you will receive regular income payments to help ensure your golden years are well provided for. The insured can also enjoy life protection up to age 100, giving you extra peace of mind.


  • Non-guaranteed Crediting Interest, non-guaranteed Extra Bonus and guaranteed Additional Bonus to grow the Account Value of your policy.
  • Minimum Crediting Interest Rate effective at the end of policy year 10, ensuring your Account Value applied for the calculation of the death benefit, surrender value or maturity value will not be less than the amount calculated at the Minimum Crediting Interest Rate. 
  • Annuity options to provide you a steady stream of income after policy surrender. 
  • Flexibility to withdraw cash value of the policy or suspend payment of basic premium to cater for unexpected financial needs. 
  • 10 years premium payment term for basic premium with the option to make Unscheduled Contribution during the 1st policy year. 
  • Life protection up to age 100 of the insured. 
  • Application for this plan is simple and medical examination is not required. 
  • A wide range of riders are available to enhance your coverage.

This webpage is for general reference only and should not be regarded as professional advice, recommendation and it is not part of the policy. It provides an overview of the key features of the product and should be read along with other materials which cover additional information about the product. Such materials include, but not limited to, product brochure that contains key product risks, policy provisions that contain exact terms and conditions, benefit illustrations (if any) and other policy documents and other relevant marketing materials, which are all available upon request. You might also consider seeking independent professional advice if needed.

The above information shall not be construed as an offer to sell, solicitation or persuasion to buy or provision of any of our products outside Hong Kong. For further information, please contact your Chubb Life Hong Kong Insurance Consultant or call our Customer Service Center Hotline at (852) 2894 9833.

The “Chubb Life Hong Kong”, “Company”, “we”, or “our” herein refers to Chubb Life Insurance Company Ltd. (Incorporated in Bermuda with Limited Liability).

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