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When you are looking for a steady and flexible wealth accumulation solution, Forever Diamond Plus is your choice. This plan features annual Guaranteed Cash Coupon and non-guaranteed dividends to help achieve your long-term financial goals. You can protect your loved ones through life protection, Terminal Illness Benefit and a broad range of riders. Now, step towards a blissful and bright future with Forever Diamond Plus.

HIGHLIGHTS

  • Annual Guaranteed Cash Coupon1 will be payable starting from the 1st policy anniversary until age2 120 of the insured.
      Policy Anniversary   Annual Guaranteed Cash Coupon
      1st – 5th    7.5% of the latest Notional Amount3
      6th – age 120 of the insured   5% of the latest Notional Amount
  • Non-guaranteed dividends4 that bring you potential return to your savings.
  • Flexibility to withdraw the Guaranteed Cash Coupon and the non-guaranteed dividends to meet your financial needs.
  • 5 years premium payment term for better financial planning.
  • Life protection5 up to age 120 of the insured.
  • Terminal Illness Benefit5,6 helps relieve the financial burden from medical expenses.
  • Application is simple and medical examination is not required7.
  • A wide range of riders8 are available to enhance your coverage.

Remarks:

  1. The Guaranteed Cash Coupon paid by the Company will be first used to pay off any unpaid loans together with accrued interest.
  2. “Age” refers to the age at the nearest birthday.
  3. The Notional Amount is used for the calculation of the premium of the Forever Diamond Plus, Guaranteed Cash Coupon and other relevant policy values only. It is irrelevant to the death benefit payable upon death of the insured.
  4. Dividend is not guaranteed. The Company will determine the amount of dividend each year and allocate the dividend, if any, on policy anniversary.
  5. Please note that we will deduct any outstanding premiums and loans together with accrued interest before making any benefit payment under the Forever Diamond Plus.
  6. Once the Terminal Illness Benefit has been fully paid, the policy will be terminated.
  7. Medical examination is not required if the total Notional Amount of all the policies of Forever Diamond Plus of each insured does not exceed the limit set by the Company from time to time.
  8. Further underwriting for riders is required, and extra premium applies.

This webpage is for general reference only and should not be regarded as professional advice, recommendation and it is not part of the policy. It provides an overview of the key features of the product and should be read along with other materials which cover additional information about the product. Such materials include, but not limited to, product brochure that contains key product risks, policy provisions that contain exact terms and conditions, benefit illustrations (if any) and other policy documents and other relevant marketing materials, which are all available upon request. You might also consider seeking independent professional advice if needed.

The above information shall not be construed as an offer to sell, solicitation or persuasion to buy or provision of any of our products outside Hong Kong. For further information, please contact your Chubb Life Hong Kong Insurance Consultant or call our Customer Service Center Hotline at (852) 2894 9833.

The “Chubb Life Hong Kong”, “Company”, “we”, or “our” herein refers to Chubb Life Insurance Company Ltd. (Incorporated in Bermuda with Limited Liability).

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