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Ignorance is risk
The Chubb Asia Pacific SME Cyber Preparedness Report - ‘Ignorance is Risk’, revealed that Small and Medium Enterprises (SMEs) across Australia, Hong Kong SAR, Malaysia and Singapore remain unprepared to manage cyber risks, with a disconnect between perceived and actual risk. 81% of SMEs appeared confident that they are prepared to face cyber attacks; yet 55% of them are, in fact, unaware of all the cyber threats they face.
The regional report also showed that 48% of SMEs had spent time improving cyber risk management, with only 46% having a data breach response plan. The lack of preparedness is heightened by the high number of actual cyber incidents affecting SMEs in the past 12 months - more than two-thirds (68%) of SMEs across the four markets experienced a cyber incident.
Key findings
- 23% of SME leaders identified employees as the biggest weakness in their cyber defence.
- Human error is the cause of 36% of the cyber incidents.
- Less than half (48%) of SMEs notified affected parties following a data breach.
- 40% of SMEs have never had cyber insurance.
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Disclaimer - All contents of this article are intended for general information/guidance purposes only and not intended to be an offer or solicitation of insurance products or personal advice or a recommendation to any individual or business of any product or service. This article should not be relied on for legal advice or policy coverage and cannot be viewed as a substitute to obtaining proper legal or other professional advice, or for reading the policy documents. You should read the policy documents to determine whether any of the insurance product(s) discussed are right for you or your business, noting different limits, exclusions, terms and conditions apply in each country or territory, and not all cover is available in all countries or territories.