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Product Feature

  • Guaranteed insurance coverage up to age 100 with affordable premium
  • Guaranteed premium within selected renewable term of 5 or 10 years
  • A one-off advance payment of 100% sum assured may be paid if the insured is medically diagnosed and expected to pass away within 12 months due to terminal illness
  • While your WiseChoice Term Life Protector is in force, the policy may be converted into a participating whole life insurance or endowment plan

This webpage is for general reference only and should not be regarded as professional advice, recommendation and it is not part of the policy. It provides an overview of the key features of the product and should be read along with other materials which cover additional information about the product. Such materials include, but not limited to, product brochure that contains key product risks, policy provisions that contain exact terms and conditions, benefit illustrations (if any) and other policy documents and other relevant marketing materials, which are all available upon request. You might also consider seeking independent professional advice if needed.

The above information shall not be construed as an offer to sell, solicitation or persuasion to buy or provision of any of our products outside Hong Kong. For further information, please contact your Chubb Life Hong Kong Insurance Consultant or call our Customer Service Center Hotline at (852) 2894 9833.

The “Chubb Life Hong Kong”, “Company”, “we”, or “our” herein refers to  Chubb Life Insurance Hong Kong Limited.

Product Brochure

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