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Build your wealth through flexible planning and build a more prosperous future for future generations


You and your loved one may have different goals when it comes to planning for the future and how you hope to pass on your life’s achievements for generations to come.


Chubb MyLegacy Insurance Plan III ("Chubb MyLegacy III") offers a stable return on your policy through guaranteed cash value, as well as non-guaranteed Reversionary Bonus and Terminal Bonus. Additionally, you have the option to pass on your legacy by changing the Insured of the Policy or converting a portion of the Partial Surrender Value of the Policy into a Split Policy.


The Plan helps you build wealth through 3 sources of growth to meet your needs across every stage of life so you can seize every opportunity that comes your way. Moreover, it allows you to designate a specific date to reward future generations, all while achieving your own long-term financial goals.

How Chubb MyLegacy III helps you build wealth?

Wealth Accumulation to meet your financial needs
  • Chubb MyLegacy III provides 3 avenues to accumulate your wealth - guaranteed cash value, non-guaranteed Reversionary Bonus and non-guaranteed Terminal Bonus 
  • You can withdraw the non-guaranteed cash value of Reversionary Bonus and its corresponding non-guaranteed cash value of Terminal Bonus (if any) to meet your various needs; or to secure your earnings by leaving the Withdrawal Amount in the Policy to accumulate with non-guaranteed interest
Steady income streams for your retirement
  • You can exercise the annuity option up to 2 times to secure streams of steady income
  • You can receive a fixed monthly annuity income until Age 120 to enjoy a worry-free retirement
Greater flexibility to pass your wealth to your generations
  • You can pass your accumulated wealth to your loved ones by either changing the Insured of the Policy or converting Partial Surrender Value of the Policy to a Split Policy, for unlimited times
  • You can select the Policy Continuation Option for the designated Beneficiary(ies). The designated Beneficiary will become insured of a new Chubb MyLegacy III policy in the event of the Insured’s death
Helps you get through the unexpected
  • Premium Holiday up to 2 Policy Years to ease your financial burdens during the premium payment period 
  • Standby Regular Withdrawal Instruction to provide steady financial support for the Insured in the event of a Specific Illness
  • Successor Owner can manage the Policy when the unexpected happens
Life Insurance Proceeds Settlement Option helps you plan your legacy

You can choose the payout / legacy planning arrangement that best suits your preferences for each Beneficiary. This includes options such as receiving a lump sum payment, annual instalments, or monthly instalments over a duration of 10, 20, or 30 years. You can also opt for a combination of both lump sum and instalment payments, or consider the Policy Continuation Option. In addition, you have the choice to designate a specific date for the payout arrangement

Regulatory Disclosure

This webpage is for general reference only and should not be regarded as professional advice, recommendation and it is not part of the policy. It provides an overview of the key features of the product and should be read along with other materials which cover additional information about the product. Such materials include, but not limited to, product brochure that contains key product risks, policy provisions that contain exact terms and conditions, benefit illustrations (if any) and other policy documents and other relevant marketing materials, which are all available upon request. You might also consider seeking independent professional advice if needed.

The above information shall not be construed as an offer to sell, solicitation or persuasion to buy or provision of any of our products outside Hong Kong. For further information, please contact your Chubb Life Hong Kong Insurance Consultant or call our Customer Service Center Hotline at (852) 2894 9833.

The “Chubb Life Hong Kong”, “Company”, “we”, or “our” herein refers to Chubb Life Insurance Hong Kong Limited.

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