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Accidents and illnesses are unpredictable and can happen to anyone. That’s why Chubb Life’s Hospital & Surgical Benefit is here to help. While the plan is in force, it covers against the actual expenses incurred from accidents and illnesses, including those arising from hospital confinement and surgery, post-hospital treatment, and more. It is a plan that helps relieve the corresponding financial burden, supporting both the insured and you.


  • Three benefit levels to suit individual needs.
  • Provides comprehensive coverage for in-patient expenses, including daily room and board, intensive care, a series of surgical expenses (including surgeon’s fee, anaesthetist’s fee and operation theatre fee) and specialist's fees. You can add optional Top-Up Benefit to provide additional protection.
  • Covers post-hospital follow-up treatments provided by registered medical practitioner, chiropractor and physiotherapist. Home nursing expenses are also covered.
  • In the event of accidental injury, costs arising from emergency out-patient treatment and/or dental treatment will be paid.
  • Compassionate Death Benefit will be given upon the death of the insured
  • Offers Medical Accident and Incident Extension Benefit in the event of insured’s death due to negligent medical procedure in hospital.
  • Protection up to age 100 of the insured. Medical expenses incurred outside of Hong Kong will also be reimbursed.
  • 24-hour Worldwide Emergency Assistance Services. 

This webpage is for general reference only and should not be regarded as professional advice, recommendation and it is not part of the policy. It provides an overview of the key features of the product and should be read along with other materials which cover additional information about the product. Such materials include, but not limited to, product brochure that contains key product risks, policy provisions that contain exact terms and conditions, benefit illustrations (if any) and other policy documents and other relevant marketing materials, which are all available upon request. You might also consider seeking independent professional advice if needed.

The above information shall not be construed as an offer to sell, solicitation or persuasion to buy or provision of any of our products outside Hong Kong. For further information, please contact your Chubb Life Hong Kong Insurance Consultant or call our Customer Service Center Hotline at (852) 2894 9833.

The “Chubb Life Hong Kong”, “Company”, “we”, or “our” herein refers to Chubb Life Insurance Hong Kong Limited.

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