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When accidents or illnesses happen, they can lead to costly hospital charges as well as loss of income. Smart Health Builder is a hospital income insurance plan that supports you with a daily supplementary income whenever and wherever you are hospitalised. It’s insurance that understands that at a time like this, you should be focused on getting better.

Coverage Highlights


  • Daily Hospital Cash Benefit of up to $200/day
  • Double the payout should you be admitted to an Intensive Care Unit (ICU)
  • Covers illnesses including H1N1, Dengue Fever, SARS and Food Poisoning
  • Up to $500 lump sum payout if hospitalised for at least 7 consecutive days
  • 24-hour Worldwide coverage

This webpage is for general reference only and should not be regarded as professional advice, recommendation and it is not part of the policy. It provides an overview of the key features of the product and should be read along with other materials which cover additional information about the product. Such materials include, but not limited to, product brochure that contains key product risks, policy provisions that contain exact terms and conditions, benefit illustrations (if any) and other policy documents and other relevant marketing materials, which are all available upon request. You might also consider seeking independent professional advice if needed.

The above information shall not be construed as an offer to sell, solicitation or persuasion to buy or provision of any of our products outside Hong Kong. For further information, please contact your Chubb Life Hong Kong Insurance Consultant or call our Customer Service Center Hotline at (852) 2894 9833.

The “Chubb Life Hong Kong”, “Company”, “we”, or “our” herein refers to Chubb Life Insurance Hong Kong Limited.

Have a question or need more information?

Contact us to find out how we can help you get covered against potential risks