Provides comprehensive critical illness coverage including early-stage illnesses, Juvenile Illnesses to Major Illnesses.

Offers extensive coverage of Juvenile Illnesses — including rare conditions such as Angelman Syndrome and Tourette's Syndrome.

Provides coverage for Minor Illnesses and Major Illnesses arising from undetected congenital conditions, provided that the condition remains undetected within the Waiting Period.

Unlike traditional critical illness plans that only offer a single payout structure, the Plan gives you flexibility to choose how your benefit is paid.

Your Policy can remain in force if you select the Ongoing Protection Option. Subject to the applicable interval periods, the Plan allows up to 5 additional claims in total for Big 3 Major Illnesses – Cancer, Heart Attack and Stroke – with each claim payable equal to 100% of the Sum Assured to Age 85. 

The Protection Revival Benefit will restore the aggregate amount of Minor Illness Benefit paid for Minor Illness(es) for which the Insured has been Diagnosed at least 1 year before the date of initial Diagnosis of the Major Illness or the date of the Insured’s death. The Major Illness Benefit or Death Benefit can be restored to 100% of the Sum Assured.

If the Insured is Diagnosed with a covered Major Illness or passes away before the 10th Policy Anniversary, an extra 50% of the Sum Assured will be payable.

If the Insured is Diagnosed with a Big 3 Major Illness, we will reimburse you the Eligible Expenses subsequently incurred on Self‑Financed Drugs and/or Privately Purchased Medical Items , within 2 years from the date of the initial Diagnosis.

Offering additional financial support equal to 20% of the Sum Assured where it is Medically Necessary for the Insured to undergo skin grafting and/or reconstructive surgery, and/or the Insured is Diagnosed with Stage 3 Lymphoedema resulting from Cancer and its treatment.

With Embrace Life Benefit, if any of the Big 3 Major Illnesses progresses to Advanced Stage Cancer, Severe Heart Attack or Severe Stroke, we will pay an extra lump sum equal to 20% of the Sum Assured.

Provides a Death Benefit equal to 100% of the Sum Assured, less total amount of Sum Assured paid or payable under Minor Illness Benefit and/or Major Illness Benefit. 

If the Owner passes away or becomes Mentally Incapacitated, the Successor Owner will become the new Owner of the Policy.

A dedicated case management team — including a family doctor, registered nurses and medical professionals — will act as your single contact point and provide a range of Chubb Care value-added services.

• Multidisciplinary Team (MDT) consultations
• Complimentary psychological counselling
• Quick access to advanced drugs and medical equipment
• Stand-by-your-side family support