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All of us dream of having a life full of happiness. However, mishaps, like accidents, could happen at a time when one least expects it, regardless of age, gender, or overall health and fitness, and the result could be life-changing. Chubb Life’s Accident Guard Plan is here to help cope with the financial loss which may come about because of an accident.


  • Accidental Death Benefit till age 100 of the insured and Accidental Dismemberment Benefit till age 75 of the insured.
  • Total and Permanent Disability Benefit equivalent to 2% of the sum assured each month for up to 50 months and the premium of Accident Guard Plan will be waived during the Total and Permanent Disability Benefit payout period.
  • The Accidental Death Benefit and Accidental Dismemberment Benefit will be tripled if an accident occurs while riding as a fare-paying passenger on a certified passenger aircraft operated by a regularly scheduled commercial airline.
  • The Accidental Death Benefit and Accidental Dismemberment Benefit will be doubled if an accident occurs while riding as a fare-paying passenger on any public conveyance licensed to carry passengers over an established land route or sea route, in an elevator, or in a burning public building where the insured has arrived before the commencement of the fire.
  • Complimentary Worldwide Emergency Assistance Services.
  • Starting from the end of the 3rd year, a Cash Benefit is payable upon non-accidental death, policy surrender or policy maturity.
  • Two options of premium payment term: 10 years and 20 years.
  • Same premium rate regardless of gender and occupation classes.
  • Application for this plan is simple with only three underwriting questions (not applicable to the purchase of this plan with any rider attached).

This webpage is for general reference only and should not be regarded as professional advice, recommendation and it is not part of the policy. It provides an overview of the key features of the product and should be read along with other materials which cover additional information about the product. Such materials include, but not limited to, product brochure that contains key product risks, policy provisions that contain exact terms and conditions, benefit illustrations (if any) and other policy documents and other relevant marketing materials, which are all available upon request. You might also consider seeking independent professional advice if needed.

The above information shall not be construed as an offer to sell, solicitation or persuasion to buy or provision of any of our products outside Hong Kong. For further information, please contact your Chubb Life Hong Kong Insurance Consultant or call our Customer Service Center Hotline at (852) 2894 9833.

The “Chubb Life Hong Kong”, “Company”, “we”, or “our” herein refers to  Chubb Life Insurance Hong Kong Limited.

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