skip to main content


As society's reliance on technology increases, so will the risk of liability facing technology companies in their product and service delivery. Operating in an evolving and complex industry like this also means that only the most suitable cover designed by specialist underwriters will do. This insurance allows us to deliver the expertise that best covers technology businesses.

Coverage Highlights

Chubb’s new PremierTech Policy Wording replaces the Chubb Premier Information and Network Technology Liability Insurance Policy by combining Chubb’s market leading IT Liability Package and Cyber Insurance capabilities into a new, single product. PremierTech features: 

Section 1: Technology Liability

  • Technology Professional Liability (Professional Indemnity) protection for financial loss arising from a failure to perform, including cover for performance based contractual liability and liability assumed in contract.
  • Privacy and Network Security Liability protection for failure to secure computer systems or preserve the confidentiality of personal or corporate data, including resultant Regulatory Fines.
  • Media Liability and Infringement of Intellectual Property  protection for trademark, copyright and other intellectual property infringements.
  • Extensions include protection for Amounts Paid, Liquidated Damages, and Contractually Assumed Patent Liability, among others. 

Section 2: Cyber Enterprise Risk Management

  • ‘First Party’ cyber covers to assist organisations in responding to and remediating cyber incidents. Covers include Incident Response Expenses, Data and System Recovery, Business Interruption, Cyber Extortion. 
  • Access to Chubb’s Cyber Incident Response Team in the event of a cyber incident, including via the Cyber Alert app
  • Extensions include Emergency Incident Response, Cyber Crime, Betterment Costs, Telecommunications Fraud and Reward Expenses. 

Section 3: Public & Product Liability

  • Public and Product Liability (general liability) coverage for Property Damage, Personal Injury and Products Defect (Product Liability).
  • Extensions include Product Recall, Cyber Liability, Care, Custody and Control, and Crisis Response Expenses, among others.

The above information is intended to be a general summary for reference only and does not form part of the policy. You should refer to the policy wording for exact terms, conditions and exclusions. The above information shall not be construed as an offer to sell or solicitation to buy or provision of any of our products outside Hong Kong SAR. For further information, please contact Chubb Insurance Hong Kong Limited on +852 3191 6800.


How Chubb can provide insurance coverage & services to respond to various incidents faced by technology companies

Have a question or need more information?

Contact us to find out how we can help you get covered against potential risks