Report

Chubb Life Hong Kong 2025 Claims Report: Overall Claims Approval Rate Reaches 98%

04/2026

After the age of 30, life often enters a golden stage of pursuing personal goals and ambitions. Yet some health risks may show little warning. When they arise, they can disrupt daily life, while treatment and recovery may require additional time and preparation.

According to Chubb Life Hong Kong’s 2025 claims data, the claims rate for cardiovascular diseases among men was approximately three times higher than that of women. Taking proactive steps toward your health today helps create greater certainty for tomorrow.

Chubb Life Hong Kong paid over HK$186 million in critical illness claims, with an approval rate of 93%.

Cancer risks vary by individual and may not always present clear early signs. Chubb Life Hong Kong’s 2025 claims data shows that cancer accounted for 73% of all critical illness claims, with female cancer claims nearly three times higher than male cases.

Chubb Life Hong Kong paid over HK$195 million in death claims, with an approval rate of 100%.

Total claims payouts exceeded HK$647 million, with an average case handling time of 5 days. For small-value claims, 92.7% were processed within 2 working days.

While moving forward in life, your health deserves early attention:

  • Schedule regular cardiovascular health checks, such as blood pressure and cholesterol screenings
  • Undergo regular women’s health screenings, such as Pap smears and breast examinations
  • Plan ahead with suitable medical protection to prepare for unexpected healthcare expenses

Prioritise your health today to achieve every important plan for tomorrow.

Have a question or need more information?

Contact us to find out how we can help you get covered against potential risks.