Jewellery cover
- Individuals & Families
- Businesses
- Brokers
With more than 25 years of experience providing travel insurance to Australians, Chubb Leisure Travel Insurance can help protect you and your family while you travel overseas, knowing Chubb support is there if an incident occurs.
From high-value homes and fine art collections to luxury vehicles and more, we are here to help ensure that what you treasure most is treated with expertise.
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Jewellery Cover
Jewellery cover highlights
Individualised coverage
We offer flexible, worldwide coverage options to meet your unique needs and cover most causes of loss with no deductible. Cover an entire collection with blanket coverage, itemise your individual pieces, or do both. It’s up to you.
Optional cash settlement*
In the unfortunate event a valuable item is irreparably damaged or lost, you can choose to take cash up to the sum insured rather than replacing it if it suits you better.
Automatic coverage for new items*
If you already have itemised jewellery, newly acquired items are covered for up to 90 days (25% of the itemised coverage up to $100,000).
Paying market value*
In certain cases, we’ll pay more than the amount itemised on your policy to account for increases in market value.
Who is Chubb’s jewellery cover designed for?
Jewellery enthusiasts
Whether you own a collection of precious jewellery or have a few treasured pieces, our insurance provides specialised coverage for those with a love for beautiful pieces.
Successful individuals
For individuals with substantial jewellery assets, we offer customised coverage that aligns with your unique needs, ensuring adequate insurance for your valuable items.
Travellers and jetsetters
If you frequently travel or often find yourself away from home, our worldwide coverage ensures that your jewellery is covered against loss, damage, or theft, allowing you that extra comfort when abroad.
Collectors and connoisseurs
If you collect rare and valuable jewellery, Chubb offers comprehensive coverage that takes into account the unique value and characteristics of your collection.
What it covers
Loss or damage
Our insurance covers against accidental loss or damage to your specified jewellery, ensuring that you are financially covered in the event of unexpected incidents.
Theft and burglary
Our insurance provides coverage for theft or burglary, ensuring that you have financial assistance in the unfortunate event of such incidents affecting your valuable items.
Worldwide coverage
Whether you're at home or travelling abroad, our insurance extends coverage worldwide, ensuring that your jewellery is insured no matter where you go.
Replacement cost
In the event of loss or damage, our coverage takes into consideration the replacement cost of your jewellery, providing financial reimbursement to restore your collection.
*These benefits may not be included in all Chubb policies. Speak to your insurance broker to find out which product is right for you.
*Additional coverage options
Chubb offers optional coverage enhancements, such as coverage for newly acquired jewellery and higher limits for specific items, allowing you to customise yoru policy to fit your unique needs.
Coverage exclusions
Please note that Chubb home and contents insurance has certain exclusions. For a comprehensive understanding of coverage and exclusions, please refer to the policy wordings and product disclosure statements.
Some of the primary exclusions include loss to jewellery caused by:
- An intentional act by someone covered under the policy, such as stealing, theft, or other misappropriation
- Certain events including acts of war, nuclear and chemical hazards.
- Wear and tear, gradual deterioration, rust, and corrosion.
Brian & Gretchen B.
After a sudden fire destroyed Gretchen and Brian’s home, Chubb made sure their family could pick up where they left off.
Other coverages included under Masterpiece Homeowners Insurance
Wine
Fine Art
Valuable Articles Coverage
Family Protection
Personal Cyber
Frequently asked questions
Insurance may cover lost diamonds under your home insurance policy. Confirm the specifics with your insurance broker.
If you lose expensive jewellery, immediately report it to the police and contact your insurance broker.
Diamonds may depreciate due to market supply and demand, economic forces, lower resale avenues, and absence of retail markups.
The policy can cover a broad range of items, from engagement rings to expensive watches. Contact your insurance broker to find out more.
We determine the value of jewellery based on professional appraisals or purchase receipts.
Yes, there may be an opportunity for you to choose a preferred jeweller for repairs or replacements under our policy.
Frequently asked questions
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To make a claim, promptly contact your insurance broker with your policy details and incident report.
Our policy extends to jewellery when travelling subject to the terms and conditions of the Product Disclosure Statement.
Yes, new jewellery items can be added to your policy. Contact your insurance broker to assist.
Depending on the type of policy and under which section of the policy the jewellery is covered, there may be a deductible for jewellery claims. Check your policy or speak with your insurance broker for specifics.
Not all home & contents policies cover accidental losses to jewellery, although this is covered with Chubb.
Having a home security system could qualify you for a premium discount. Please contact your insurance broker for details.
Insights and Expertise
Introducing the new face of wealth in Australia
Five essential strategies for managing your art collection
The importance of reappraising fine art and collections to current value
The wine collecting experience
*These benefits are not included in all Chubb policies. Speak to your insurance broker to find out which product is right for you.