Luxury Contents Insurance

Chubb’s Masterpiece Homeowners Insurance is designed for individuals and families with significant assets to insure.

Beyond owner-occupiers of luxury houses, Masterpiece is also ideal for owners and tenants living in luxury apartments, villas and townhouses. It’s especially suited for those with high value possessions.

For professionals in their first luxury apartment, villa or townhouse through to retirees downsizing from a family house, Masterpiece could be the ideal insurance solution.

Living in a strata arrangement comes with unique insurance needs. While your strata insurance typically covers the building’s structure, it often leaves gaps when it comes to covering your personal investments and shared responsibilities.

For those with large amounts of valuable contents to insure, Masterpiece can help ensure you’re appropriately covered.

With our tailored coverage, your additions, alterations, and even certain common area expenses are insured.

Masterpiece provides physical loss or damage coverage for your contents, insuring against a wide range of potential losses or damages (excluding specific exclusions).

We cover your contents for their replacement cost — without deductions for depreciation (up to your coverage limits). This may include items such as: carpets, curtains, linen, clothing, sporting equipment.

In the event of a claim, you may have the flexibility to choose between replacing your damaged items or receiving a cash settlement.

Travel with confidence. If you ever need to take your contents and valuable articles with you when travelling, they are automatically covered wherever you go. 

For your most treasured possessions, we go a step further. If your valuable articles are damaged and lose market value as a result, we’ll not only cover the cost of repairs but may also compensate you for the loss in value—up to the sum insured.