Manufacturing Insurance | Chubb
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Manufacturing Insurance
For manufacturers, a new industrial revolution is underway
Advances in technologies, globalisation and a changing business landscape is completely transforming factory floors and the way manufacturers do business. Manufacturers are now confronted with a range of complex risks, in order for them to survive and prosper they need insurance protection that reflects the specific requirements of their business and the new operating environment. Chubb understands these challenges and complexities and is well positioned to proactively help companies of all sizes navigate and thrive in today’s world of uncertainty with Manufacturing Liability insurance.
Coverage
- Chubb offers coverage for products as well as services to ensure the changing product mix for manufacturing is appropriately covered
- No efficacy exclusion
- Coverage trigger is legal liability not negligence
- Financial injury limit does not erode product liability aggregate
- Separate E&O limits
- Contractual liability
- Professional Indemnity exclusions removed from General Liability in entirety
- No 'for fee' exclusion
- Ability to cover malicious tamper contamination recall and recall expenses as an additional benefit
Chubb Benchmarq®
Are you a manufacturing busines with revenue up to $50 million?
Talk to your broker about Chubb Benchmarq. Offering 'big business' cover, right sized for a growing company in the manufacturing industry. Benchmarq offers commercial property and broadform liability insurance, tailored to the manufacturing industry.
Appetite for manufacturing risks
The following list is general guidance regarding Chubb's appetite for liability risks. For risks not listed below, please contact your local Chubb distribution team to discuss solutions for a range of occupations and industries.
| Considered: | Not considered: | |
| Non-critical automotive parts | Animal feed manufacturers | Safety critical aviation products |
| Food & beverage | Chemical manufacturers | Asbestos |
| Furniture | Hearing equipment | Baby product manufacturers |
| Metal & plastics | Latex good manufacturers | Explosives |
| Wood & paper manufactuering | Safety equipment | Playground equipment |
| Government contractors | Transportation manufacturers (excluding automobile & trucks) | Fire arm manufacturers |
| Commercial machinery | Toys | Amusement rides |
| Clothing machinery | Lifting equipment (ladders & scaffolding) | Safety critical parts |
| Mobile phones | Sporting goods manufacturers |
What we currently write
Moderate Severity
- Clothing & textiles
- Electronic goods
- Metal, plastics & paper
- Food & beverage
- Furniture
- Machinery
High Severity
- Chemicals
- Plastics and rubber
- Wood product manufacturing
- Transportation