Personal insurance for high-net-worth individuals

Introduction

Premium coverage for your most valuable luxury assets

At Chubb, we understand that success comes with unique responsibilities and unique risks. That’s why we specialise in providing high net worth individuals with insurance solutions designed to protect your most valuable luxury assets.

From high-value homes and fine art collections to luxury vehicles and more, our underwriting experience and exceptional claims service help to ensure that what you treasure most is treated with the utmost care and expertise.

Products

Products and services to cover what matters most

Make sure you have the right coverage to suit your needs, so you can focus on enjoying the success you've worked so hard to achieve.
 

For over 30 years, Chubb has been a trusted provider of homeowners insurance for successful individuals and families with high-value and bespoke homes across Australia. Chubb now also goes beyond protecting your home by offering coverage for other high value, prized possessions that define your success and lifestyle.
 

Whether it’s a luxury car, a private plane, or a magnificent yacht, our specialised insurance solutions are designed to provide coverage for your most significant investments. 

Aviation

Owning an aircraft is about more than transportation - it’s about freedom and adventure. At Chubb, our Aviation Insurance product can provide coverage for single-engine planes, high-performance jets, or helicopters.

Sail & Motor Yacht

As the underwriter for Pantaenius Australia, a leading specialist in boat insurance, Chubb delivers Yacht Insurance designed to protect your vessel. Whether you own a sailing yacht, motor yacht, or superyacht, our policies provide extensive coverage to protect against damage, theft, and other unforeseen events. Solutions include liability coverage, personal accident protection, and emergency assistance services.

Homeowners Insurance

Masterpiece offers coverage designed to address the unique risks associated with high-value possessions, to protect against loss, theft, or damage. With Masterpiece, your home and prized assets are protected by industry-leading expertise.

High Value Jewellery

Whether it’s an engagement ring or a necklace passed down from a grandparent, your precious jewellery is often tied to memories of a special time and place in your life. Chubb’s extensive jewellery coverage included in our home and contents insurance policy can help cover the special pieces you’ve acquired over the years.

Luxury Contents Insurance

Chubb's luxury content insurance is designed for successful individuals who reside in prestige strata properties, such as luxury apartments, penthouses, or townhouses. While strata insurance may cover the building’s structure, it often falls short of protecting the valuable contents, bespoke additions, and prized collections that define your lifestyle.

Prestige Motor Insurance

At Chubb, we understand that your prestige vehicle is a reflection of your passion, achievement, and lifestyle. As the underwriter for Metrix Performance, we provide exceptional protection for specialty cars and high-performance vehicles. Our solutions offer cover against damage, theft, and other unforeseen events, so you can drive with confidence.

2025 Chubb Australia Wealth Report

An inside look into the ‘why’ behind wealth - the mindsets, passions, behaviours, and risk protection strategies of Australia’s High-Net-Worth families and individuals.

Insights and Expertise

We help you stay ahead and informed with these helpful tips and tricks for protecting your home, car, and more.

Introducing the new face of wealth in Australia

As the wealth landscape in Australia experiences one of the most significant generational and economic shifts in recent decades, the Chubb 2025 Australian Wealth Report explores how 2,000 High-Net-Worth Individuals (HNWIs) are redefining what it means to be wealthy.

Five essential strategies for managing your art collection

To help ensure that your art collection stays in top condition, here are five essential strategies for you to follow regularly.

The importance of reappraising fine art and collections to current value

Many types of collecting categories such as fine art have experienced strong increases in value over the last decade.
woman wearing earrings

Five critical things to do before buying jewellery online

While buying jewellery online can be convenient, it is wise to proceed with caution and make sure your purchase is legitimate and arrives in your hands whole and beautiful. Here are a few things you’ll want to do before you click “purchase” online.

Request a call back

Complete this short form and one of our Australian Customer Service Representatives will contact you to discuss your high-net-worth personal insurance needs.
 

Alternatively, if you already have a broker, speak to your broker about our Chubb Insurance products for high-net-worth individuals.