Personal insurance for high-net-worth individuals

 

 

Introduction

Premium coverage for your most valuable luxury assets

At Chubb, we understand that success comes with unique responsibilities and unique risks. That’s why we specialise in providing high net worth individuals with insurance solutions designed to protect your most valuable luxury assets.

From high-value homes and fine art collections to luxury vehicles and more, our underwriting experience and exceptional claims service help to ensure that what you treasure most is treated with the utmost care and expertise.

Products

Products and services to cover what matters most

Make sure you have the right coverage to suit your needs, so you can focus on enjoying the success you've worked so hard to achieve.

For over 30 years, Chubb has been a trusted provider of homeowners insurance for successful individuals and families with high-value and bespoke homes across Australia. Chubb now also goes beyond protecting your home by offering coverage for other high value, prized possessions that define your success and lifestyle.

Whether it’s a luxury car, a private plane, or a magnificent yacht, our specialised insurance solutions are designed to provide coverage for your most significant investments. 

 

Aviation

Aviation Insurance

Owning an aircraft is about more than transportation - it’s about freedom and adventure. At Chubb, our Aviation Insurance product can provide coverage for single-engine planes, high-performance jets, or helicopters.

Fine Arts

As one of the world's largest insurers of art and antiques, Chubb offers unparalleled service and expertise, along with some of the broadest cover available under the valuable articles cover in our Masterpiece policy.

mansion

Homeowners Insurance

Masterpiece offers coverage designed to address the unique risks associated with high-value possessions, to protect against loss, theft, or damage. With Masterpiece, your home and prized assets are protected by industry-leading expertise.

High Value Jewellery

Whether it’s an engagement ring or a necklace passed down from a grandparent, your precious jewellery is often tied to memories of a special time and place in your life. Chubb’s extensive jewellery coverage included in our home and contents insurance policy can help cover the special pieces you’ve acquired over the years.

rolex

Luxury Contents Insurance

Chubb's luxury content insurance is designed for successful individuals who reside in prestige strata properties, such as luxury apartments, penthouses, or townhouses. While strata insurance may cover the building’s structure, it often falls short of protecting the valuable contents, bespoke additions, and prized collections that define your lifestyle.

Prestige Motor Insurance

At Chubb, we understand that your prestige vehicle is a reflection of your passion, achievement, and lifestyle. As the underwriter for Metrix Performance, we provide exceptional protection for specialty cars and high-performance vehicles. Our solutions offer cover against damage, theft, and other unforeseen events, so you can drive with confidence.

Premium Travel Insurance

For those who love to explore the world, we offer travel insurance to help ensure your journeys are as secure as they are memorable. Cover includes trip cancellations, medical emergency coverage and more. To support you, a team of medical, travel and crisis management specialists are ready to assist 24/7.

yacht

Sail & Motor Yacht 

As the underwriter for Pantaenius Australia, a leading specialist in boat insurance, Chubb delivers Yacht Insurance designed to protect your vessel. Whether you own a sailing yacht, motor yacht, or superyacht, our policies provide extensive coverage to protect against damage, theft, and other unforeseen events. Solutions include liability coverage, personal accident protection, and emergency assistance services.

Valuables Articles Coverage

Chubb’s Valuable Articles Coverage is designed for successful individuals who have invested time, passion, and resources into curating unique collections. Whether you own jewellery, fine art, wine, rare stamps, antique coins, sports memorabilia, or other cherished items, this coverage is designed to protect the financial and emotional value of your prized possessions.

testimonial
testimonial

Chubb’s quick response "took away all the stress".

 

Hear from Darrell, a long-time Masterpiece client, about his claim scenario.

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THOUGHT LEADERSHIP
THOUGHT LEADERSHIP

2025 Chubb Australia Wealth Report

An inside look into the ‘why’ behind wealth - the mindsets, passions, behaviours, and risk protection strategies of Australia’s High-Net-Worth families and individuals.

chubb australia wealth report
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Contact Us

Request a call back

 

Complete this short form and one of our Australian Customer Service Representatives will contact you to discuss your high-net-worth personal insurance needs.

Alternatively, if you already have a broker, speak to your broker about our Chubb Insurance products for high-net-worth individuals.