Coverage for your artwork is included in any of Chubb’s home insurance policy, but the cost and amount of coverage is dependant on various factors including the value of the artwork, its condition, location, and specific coverage needs. Contact an insurance broker for a personalised quote.
Fine Arts Cover
Whether antique furniture, old master paintings or contemporary art, we know your pieces are one-of-a-kind.
As one of the world's largest insurers of art and antiques, Chubb offers unparalleled service and expertise, along with some of the broadest cover available under the valuable articles cover in our Masterpiece policy.
Fine Arts Cover Highlights
Fine Arts Cover Highlights
*These benefits are not included in all Chubb policies. Speak to your insurance broker to find out which product is right for you.
Who is this insurance designed for?
Our specialised fine arts coverage is perfect for individuals who appreciate art, collect valuable pieces, and wish to cover these priceless assets within their homes. This insurance is intricately woven into our home insurance policy.
Preserve the value of your personal art collection with comprehensive coverage in the comfort of your home.
What it covers
Chubb Insurance offers comprehensive coverage for a wide range of risks and perils that may affect art collections. Our coverage includes:
Loss or damage
Our insurance covers against accidental loss or damage to your art collection, ensuring that you are financially covered in the event of unexpected incidents.
Theft and burglary
Chubb Home & Contents provides coverage for theft or burglary, ensuring that you have financial assistance in the unfortunate event of such incidents affecting your valuable items.
Replacement cost
In the event of loss or damage, our coverage takes into consideration the replacement cost of your fine arts, providing financial reimbursement to restore your collection.
Additional coverage options
Chubb offers optional coverage enhancements, allowing you to customise your policy to fit your unique needs.
Please note that Chubb fine arts coverage has certain exclusions. For a comprehensive understanding of coverage and exclusions, please refer to the policy wordings and product disclosure statements. Contact your insurance broker to explore the coverage options and ensure a comprehensive insurance of your fine arts collection.
Some of the primary exclusions include loss to fine arts caused by:
- An intentional act by someone covered under the policy, such as stealing, theft, or other.
- Certain events including acts of war, nuclear and chemical hazards.
- Wear and tear, gradual deterioration, rust, and corrosion.
Frequently Asked Questions
Frequently Asked Questions
Yes, Chubb can provide coverage for your personal artwork, whether you're an artist, collector, or enthusiast as part of any home insurance policy. Our fine arts cover is tailored to meet your unique needs.
It is recommended to insure artwork as soon as you acquire or possess valuable pieces. Accidents, theft, and damage can occur at any time, so it's recommended to have coverage in place.
While insurance provides financial cover, you can also take steps to physically protect your artwork. This includes proper storage, handling, and displaying techniques, as well as using security measures like alarms and surveillance.
Chubb covers a wide range of art, including paintings, sculptures, drawings, photographs, ceramics, textiles, and more. Contact an insurance broker to discuss your specific art collection.
Chubb’s Masterpiece policy contains valuable articles cover - this section of the policy is specifically tailored to cover your specified valuables, including fine arts. Not all home and contents insurance policies contain valuable articles coverage. Contact an insurance broker to find out more.
Chubb's home insurance can provide coverage for the loss of value or appreciation of damaged or stolen artwork, subject to policy terms and conditions.
To make a claim, promprty contact your insurance broker with your policy details and incident report.
Chubb may require an appraisal for high value artworks or collections to establish their current market value. This helps ensure accurate coverage and claims settlement.
Chubb offers a range of additional products and services for your personal assets that can provide you with an added level of comfort. In addition to our comprehensive home and contents insurance, we also offer a variety of alternative insurance solutions to suit your specific needs.
Benefits of Chubb’s fine arts cover
Benefits of Chubb’s fine arts cover
Chubb's premium Masterpiece policy is tailored to cover your cherished art pieces. Here are some key advantages of choosing Chubb:
- Chubb is a leading global insurance company with a presence in 54 countries.
- We offer robust coverage for your personal art collection within your home.
- Our policy provides coverage for a wide variety of art pieces, including paintings, sculptures, antiques, and more.
- We understand the intrinsic and sentimental value of your artwork, and our insurance aims to offer coverage against unforeseen damages or losses.
- The insurance can be extended to cover various circumstances, ensuring comprehensive coverage for your art pieces.
- Our client profile is focused on individual collectors and art enthusiasts, making our policies highly personalised to meet unique needs.
What else Masterpiece covers
What else Masterpiece covers
Masterpiece ® Homeowners Insurance
Do you have more questions on whether Chubb's Masterpiece® is right for you?
Read some examples of scenarios where a Masterpiece home and content’s policy will help cover you.
Contact Us
Contact Us
Ready to upgrade to Masterpiece?
To get a quote, please contact us on 1800 958 233, or complete this short form and one of our Australian Customer Service Representatives will contact you.