More on Masterpiece Homeowners Insurance

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More on Masterpiece®

Do you have more questions on whether Chubb's Masterpiece® is right for you?

If so, read about the premium level of cover we offer and our frequently asked questions.

Upgrade to Masterpiece today

Upgrade your home and contents insurance to Masterpiece

At Chubb, we understand that your home is more than just a house. It's where you make memories with your loved ones, store your valuables, and feel safe. That's why we offer comprehensive home and contents insurance to ensure your most treasured possessions are covered.

Our policies offer coverage for damage caused by as well as theft, fire, and other unexpected events. We understand that every home is unique, which is why our policies are tailored to meet the specific needs of each individual homeowner.

We take pride in offering exceptional customer service and fast, hassle-free claims processing. Our experienced team of professionals are dedicated to providing you with the highest level of support and guidance throughout the insurance process. When you choose Chubb for your personal insurance needs, you can feel confident knowing that you are in good hands.


Read some examples of risk scenarios where a Masterpiece Home and Content’s policy will help cover you.

Natural disasters

Living in Australia, natural disasters like bushfires, floods*, and storms can pose a threat to your home and its contents. Chubb's home insurance can help cover the costs of repairing or rebuilding your home, as well as replacing any damaged or destroyed contents. This can give you and your family comfort, knowing that you are insured in case of unexpected events.


Fires can break out within the home for many reasons – you accidentally leave a candle burning or an electrical appliance running. Fires can cause extensive damage to the structure of your home, and to your personal and irreplaceable belongings. Chubb's Home Insurance provides coverage for the repair or replacement costs, helping you recover from such a devastating event.

Water damage

Water Leaks can occur slowly and silently. You may be away from home for the day, or away on holiday, and a small leak from a burst pipe or faulty appliance could have a big impact; causing damage to walls, floors and furniture. With Chubb's Home Insurance, we aim to make the clean-up process as quick and painless as possible for you, so you can focus on getting back to day-to-day life with ease.


A burglary can be a traumatic event for you and your family. If your home is broken into and items stolen, we know it’s often about the sentimentality of those items, just as much as the financial value. At Chubb, we handle claims with compassion and on a personal level, doing whatever we can to make the claims process as simple as possible.


Please note that these scenarios are for illustrative purposes only and coverage may vary depending on the specific terms and conditions of your Home Insurance policy with Chubb Australia.

*Note flood coverage is not automatically included in all Chubb policies, although may be added via endorsement.

Facts and Stats


One of the first HNW home and contents products in Australia


Years’ experience insuring High Net Worth Australians


Experienced Home & Contents Claims Handlers in Australia

About Chubb
About Chubb

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Your business has its own unique risks. We start by helping to prevent them, and finish by insuring them. Learn how we can help your business thrive in the years ahead, whatever the risks you face.

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"With one phone call, Chubb took care of everything."

Yuctan & Gillian H., Chubb Masterpiece client since 2003

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To find out more about Chubb’s Masterpiece insurance, get a quote, or to speak to a broker, simply complete this short form and one of our Customer Service Representatives will contact you.

Chubb is known globally for being experts in premium home, contents and valuables insurance, offering outstanding cover and an award-winning claims service. Having launched the first High Net Worth home and contents product in the Australian market back in 1990, we’ve built our Masterpiece insurance product to  where it is today – a pinnacle of quality and service.

For individuals and families, Chubb offers travel insurance with optional extras cover. Buy your online travel insurance here. Chubb also insures businesses of all sizes – whether a multinational corporation, a mid-sized company or fast-growing local business – please explore ‘Who We Serve’ on this web site to find out more. 

If you are a small business with less than $500,000 annual turnover, please visit our Small Business Insurance page for more information, or you can buy business insurance online via our distribution partner BizCover

Yes, Chubb offers a range of insurance to help business owners manage their risk.  We start by helping to prevent them, and finish by insuring them. Learn how we can help your business thrive in the years ahead, whatever the risks you face. Learn more about our small business insurance here.

The preferred target market for Chubb’s Masterpiece policy is a home sum insured of $1.5 million or greater. This means it would cost at least $1.5 million to cover the total cost to rebuild your home. 

If your sum insured for your home is less than $1.5 million, we suggest you contact one of our brokers and they may be able to find a product that is more suited to your needs.

Take a look at these useful documents for customers:

Masterpiece Product Disclosure Statement (PDS) and Masterpiece Target Market Determination (TMD)

Contact Us
Contact Us

Ready to find out more?

Ready to learn more about our Chubb Masterpiece Home and Content’s Insurance? Contact us on 1800 958 233, alternatively complete this short form and one of our Australian Customer Service Representatives will contact you.