More on Masterpiece Homeowners Insurance
- Individuals & Families
- Businesses
- Brokers
From your home and valuables, to prized collections and jewellery, you have a lot to insure. When you insure your home and contents with Chubb, you will receive a high level of service from an insurer who is specialised in working with successful individuals with high value assets.
For professionals in their first luxury apartment, villa or townhouse through to retirees downsizing from a family house, Masterpiece is also ideal for owners and tenants living in luxury apartments, villas and townhouses.
From high-value homes and fine art collections to luxury vehicles and more, we are here to help ensure that what you treasure most is treated with expertise.
With more than 25 years of experience providing travel insurance to Australians, Chubb Leisure Travel Insurance can help protect you and your family while you travel overseas, knowing Chubb support is there if an incident occurs.
Chubb leverages superior underwriting expertise and world renowned claims, account services, and financial strength to offer insurance solutions for small and medium businesses.
Today's multinational organizations face complex and interconnected risks. We offer insurance solutions that are tailored to global needs as well as local requirements, helping them address their risk challenges.
Our broker resources centre provides you with the latest updates, insights, sales tools, training and much more.
More on Masterpiece®
Upgrade your home and contents insurance to Masterpiece
Designed for discerning homeowners, Masterpiece offers a premium level of coverage that goes beyond the ordinary. Whether you own a historic estate, a modern architectural marvel, or a large family home, our tailored policies ensure that your unique needs are met with precision and care.
With Masterpiece, you benefit from exceptional customer service and a streamlined claims process, allowing you to focus on what truly matters. Explore our comprehensive coverage options and discover why so many trust Chubb to insure their most cherished possessions.
Risk scenarios
Natural disasters
Living in Australia, natural disasters like bushfires, floods*, and storms can pose a threat to your home and its contents. Chubb's home insurance can help cover the costs of repairing or rebuilding your home, as well as replacing any damaged or destroyed contents. This can give you and your family comfort, knowing that you are insured in case of unexpected events.
Fire
Fires can break out within the home for many reasons – you accidentally leave a candle burning or an electrical appliance running. Fires can cause extensive damage to the structure of your home, and to your personal and irreplaceable belongings. Chubb's Home Insurance provides coverage for the repair or replacement costs, helping you recover from such a devastating event.
Water damage
Water Leaks can occur slowly and silently. You may be away from home for the day, or away on holiday, and a small leak from a burst pipe or faulty appliance could have a big impact; causing damage to walls, floors and furniture. With Chubb's Home Insurance, we aim to make the clean-up process as quick and painless as possible for you, so you can focus on getting back to day-to-day life with ease.
Burglary
A burglary can be a traumatic event for you and your family. If your home is broken into and items stolen, we know it’s often about the sentimentality of those items, just as much as the financial value. At Chubb, we handle claims with compassion and on a personal level, doing whatever we can to make the claims process as simple as possible.
*Note flood coverage is not automatically included in all Chubb policies, although may be added via endorsement. Please note that these scenarios are for illustrative purposes only and coverage may vary depending on the specific terms and conditions of your Home Insurance policy with Chubb Australia.
FAQS
To find out more about Chubb’s Masterpiece insurance, get a quote, or to speak to a broker, simply complete this short form and one of our Customer Service Representatives will contact you.
Chubb is known globally for being experts in premium home, contents and valuables insurance, offering outstanding cover and an award-winning claims service. Having launched the first High Net Worth home and contents product in the Australian market back in 1990, we’ve built our Masterpiece insurance product to where it is today – a pinnacle of quality and service.
For individuals and families, Chubb offers travel insurance with optional extras cover. Buy your online travel insurance here. Chubb also insures businesses of all sizes – whether a multinational corporation, a mid-sized company or fast-growing local business – please explore ‘Who We Serve’ on this web site to find out more.
If you are a small business with less than $500,000 annual turnover, please visit our Small Business Insurance page for more information, or you can buy business insurance online via our distribution partner BizCover.
The preferred target market for Chubb’s Masterpiece policy is a home sum insured of $1.5 million or greater. This means it would cost at least $1.5 million to cover the total cost to rebuild your home.
If your sum insured for your home is less than $1.5 million, we suggest you contact one of our brokers and they may be able to find a product that is more suited to your needs.
Please take a look at the brochure, Product Disclosure Statement and Target Market Determination.
Resources
Official Insurance Partner of the Australian Open
Chubb is proud to have supported the Australian Open since 2020.
As Official Insurance Partner, Official Trophy Insurance Partner, Official Travel Insurance Partner and Official Life Insurance Partner, we are passionate about supporting Australians to cover what means most to them.
Importance of a property appraisal
One of the most effective ways to tackle under-insurance is a thorough physical appraisal of the property and contents.
The importance of reappraising fine art and collections to current value
Many types of collecting categories such as fine art have experienced strong increases in value over the last decade.
Insights and Expertise
Introducing the new face of wealth in Australia
Five essential strategies for managing your art collection
The importance of reappraising fine art and collections to current value
