As we continue to embrace the digitisation wave in Australia, the need for robust cyber risk awareness and mitigation becomes paramount. That's where Chubb steps in, providing personal cyber coverage for the 'online you'.
We can offer the financial compensation you need to get your life back on track after cyberbullying.
We include coverage for cyber extortion, cyber financial loss and breach of personal information.
We’ll reimburse non-recoverable account funds from your account along with paying a number of associated costs.
Our experts will help you understand how and when to respond to ransomware and hire public relations consultants and digital forensic firms if needed.
Personal cyber coverage covers individuals and their households from internet-based risks. It offers coverage against a range of cyber threats such as cyberattacks, cyber bullying, and other forms of cybercrimes.
If you were to purchase personal cyber insurance outside of the Masterpiece policy, the cost may vary depending on several factors, including the scope of coverage, your digital footprint and your specific requirements. It's best to reach out to your insurance broker for more information.
As we integrate more technology into our daily lives, the risk of falling victim to cybercrime increases. Cyber insurance can provide coverage for financial losses from cyber theft, cyber extortion, and costs associated with restoring one's digital identity. It also provides professional assistance in managing these incidents.
While personal cyber coverage includes a wide range of incidents, there are some exclusions. For instance, losses arising from false incident reports, intentional or fraudulent acts, or business-related activities are typically not covered. Always refer to your policy document for a comprehensive understanding of your coverage and its exclusions.
*These benefits are not included in all Chubb home insurance policies. Speak to your insurance broker to find out which product is right for you.
Please note that Chubb’s personal cyber coverage contained in its home insurance policy have certain exclusions. For a comprehensive understanding of coverage and exclusions, please refer to the policy wordings and product disclosure statements. Contact your insurance broker to explore the coverage options.