Personal Cyber Cover | CHUBB

skip to main content

Personal Cyber

Protect your personal and sensitive information from cyberattacks with Chubb's home insurance policy. 

woman using tablet
Your Safety in a Cybernetic World

Our dependence on technology grows exponentially, as we’ve grown accustomed to the convenience of the digital world.

As we continue to embrace the digitisation wave in Australia, the need for robust cyber risk awareness and mitigation becomes paramount. That's where Chubb steps in, providing personal cyber coverage for the 'online you'. Your personal cyber coverage is included in your home insurance policy. Here at Chubb, we are committed to covering your digital lifestyle while you focus on enjoying the conveniences it brings.

Chubb personal cyber highlights can include:

  • Cyber bullying
    We can offer the financial compensation you need to get your life back on track after cyberbullying.
  • Cyberattacks
    We include coverage for cyber extortion, cyber financial loss and cyber breach of personal information.
  • Financial assistance
    We’ll reimburse non-recoverable account funds from your account along with paying a number of associated costs.
  • Access to qualified specialists*
    Our experts will help you understand how and when to respond to ransomware and hire public relations consultants and digital forensic firms if needed.

*These benefits are not included in all Chubb policies. Speak to your insurance broker to find out which product is right for you. Please refer to the product disclosure statement for all policy terms, conditions, and exclusions.

Explore our Other Personal Insurance Coverage

Chubb offers a range of products and services that can help mitigate risks and cover you and your family in Australia. Personal cyber cover and identity fraud cover included in our home insurance policy, for example, can provide additional comfort for those seeking comprehensive personal risk management. Discover more about these products below.

Why Chubb?
Why Chubb?

Why choose Chubb Masterpiece?

As a global leader in the insurance industry, Chubb offers personal cyber cover that is customised to meet your unique needs. Here are some of the reasons why you should choose Chubb:

Tailored coverage
Chubb’s home insurance policy is designed to provide tailored coverage that meets the unique needs of each individual or family.

With decades of experience in the insurance industry, Chubb has the expertise to provide you with the highest level of protection for your personal cyber insurance needs.

Exceptional service
Chubb offers exceptional service that you can count on, with a team of experienced professionals available to assist you 24/7.

Comprehensive insurance
Chubb’s home and contents insurance policy offer comprehensive insurance against a range of risks, including bodily injury, property damage, and more.

Peace of mind
When you choose Chubb for your insurance needs, you can feel confident and reassured that you’re covered by one of the most respected and reliable insurance companies in the world.


Personal cyber coverage covers individuals and their households from internet-based risks. It offers coverage against a range of cyber threats such as cyberattacks, cyber bullying, and other forms of cybercrimes.

If you were to purchase personal cyber insurance outside of the Masterpiece policy, the cost may vary depending on several factors, including the scope of coverage, your digital footprint and your specific requirements. It's best to reach out to your insurance broker for more information.

As we integrate more technology into our daily lives, the risk of falling victim to cybercrime increases. Cyber insurance can provide coverage for financial losses from cyber theft, cyber extortion, and costs associated with restoring one's digital identity. It also provides professional assistance in managing these incidents.

While personal cyber coverage includes a wide range of incidents, there are some exclusions. For instance, losses arising from false incident reports, intentional or fraudulent acts, or business-related activities are typically not covered. Always refer to your policy document for a comprehensive understanding of your coverage and its exclusions.


Please note that Chubb’s personal cyber coverage contained in its home insurance policy have certain exclusions. For a comprehensive understanding of coverage and exclusions, please refer to the policy wordings and product disclosure statements. Contact your insurance broker to explore the coverage options.

Tips & Resources

At Chubb, we believe that being informed is an essential part of making the best decisions when it comes to your personal insurance needs. That's why we've compiled a range of insights and resources to help you stay up-to-date on the latest trends, tips, and news related to personal cyber insurance. Explore our resources to make informed decisions about your insurance coverage. 


Six ways to protect your personal information online

How to protect your family from cyber bullies

Contact Us
Contact Us

Ready to find out more?

Ready to learn more about our Chubb Masterpiece Home and Contents Insurance?

Contact us on 1800 958 233 or complete this short form and one of our Customer Service Representatives will contact you.