Our dependence on technology grows exponentially, as we’ve grown accustomed to the convenience of the digital world.

As we continue to embrace the digitisation wave in Australia, the need for robust cyber risk awareness and mitigation becomes paramount. That's where Chubb steps in, providing personal cyber coverage for the 'online you'.

keyboard with lock

Cyber cover highlights

Personal cyber coverage is included in Chubb’s Masterpiece home and contents insurance policy under its Family Protection Coverage. Here at Chubb, we are committed to covering your digital lifestyle while you focus on enjoying the conveniences it brings. Chubb personal cyber highlights can include:

Cyber bullying

We can offer the financial compensation you need to get your life back on track after cyberbullying.

Cyberattacks

We include coverage for cyber extortion, cyber financial loss and breach of personal information.

Financial assistance

We’ll reimburse non-recoverable account funds from your account along with paying a number of associated costs.

Access to qualified specialists*

Our experts will help you understand how and when to respond to ransomware and hire public relations consultants and digital forensic firms if needed.

Masterpiece ® Homeowners Insurance

Do you have more questions on whether Chubb's Masterpiece® is right for you?

Read some examples of scenarios where a Masterpiece home and content’s policy will help cover you.

Other coverages included under Masterpiece Homeowners Insurance

Jewellery

Fine Arts

Family Protection

Valuables

Personal Liability

Frequently asked questions

Personal cyber coverage covers individuals and their households from internet-based risks. It offers coverage against a range of cyber threats such as cyberattacks, cyber bullying, and other forms of cybercrimes.

If you were to purchase personal cyber insurance outside of the Masterpiece policy, the cost may vary depending on several factors, including the scope of coverage, your digital footprint and your specific requirements. It's best to reach out to your insurance broker for more information.

As we integrate more technology into our daily lives, the risk of falling victim to cybercrime increases. Cyber insurance can provide coverage for financial losses from cyber theft, cyber extortion, and costs associated with restoring one's digital identity. It also provides professional assistance in managing these incidents.

While personal cyber coverage includes a wide range of incidents, there are some exclusions. For instance, losses arising from false incident reports, intentional or fraudulent acts, or business-related activities are typically not covered. Always refer to your policy document for a comprehensive understanding of your coverage and its exclusions.

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When it means more, insure it with Chubb

Learn more about Chubb’s Masterpiece Homeowners’ Insurance by contacting us on 1800 958 233 or complete this short form  and one of our Australian customer service representatives will contact you and can connect you with a broker.

 

If you already have a broker, contact them and ask them about our Chubb products.