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Sometimes things can go wrong – a guest slips and falls on your property, resulting in a lawsuit. If you don’t have the right coverage, an unfortunate situation may compromise your financial security.


These days, just about anyone can be sued due to their actions. Whether it’s a guest injury at your home or damage to a neighbour’s property, Chubb can offer personal liability coverage for you and your family from lawsuits that could arise. Offered on a worldwide basis, it’s coverage no matter where you are.

Chubb Personal Liability Insurance Highlights


  • Coverage in the Courtroom

We include defence costs for a lawsuit, even if it is groundless, false or fraudulent and we’ll also provide legal counsel.

  • Coverage at Home

We provide cover if you are liable for someone getting injured on your property. For example, if someone falls on your sidewalk or slips near your pool.

  • Maintain Your Reputation*

Coverage from lawsuits involving accusations of libel, slander, or negligent injuries—including cases originating from social networks, websites or blogs.

  • Identity Fraud Coverage

Someone stealing from your bank or credit card account, taking out loans or refinancing mortgages under your name are examples of one of the fastest growing white-collar crimes in Australia. We’ll cover you from financial losses that can result if someone assumes your identity for illicit purposes.

*These benefits are not included in all Chubb policies. Speak to your insurance broker to find out which product is right for you. 

Chubb Personal Liability Insurance Exclusions

Some of the primary exclusions include damage arising out of / relating to:


  • Any business, investment or other profit seeking activities.
  • Ownership, possession or use of aircraft, large watercraft or motorised land vehicles.
  • Domestic employees including workers compensation.
  • Discrimination

The above represents a selection of Chubb's personal lines highlights and exclusions. For the full list of policy exclusions for each product, refer to the relevant policy wordings and product disclosure statements.

Chubb Masterpiece Brochure

Personal Lines Brochure

Help cover the people and life you love when the unexpected happens.

This content is brought to you by Chubb Insurance Australia Limited (“Chubb”) as a convenience to readers and is not intended to constitute advice (professional or otherwise) or recommendations upon which a reader may rely. Any references to insurance cover are general in nature only and may not suit your particular circumstances. Chubb does not take into account your personal objectives, financial situation or needs and any insurance cover referred to is subject to the terms, conditions and exclusions set out in the relevant policy wording. Please obtain and read carefully the relevant insurance policy before deciding to acquire any insurance product. A policy wording can be obtained here on the Chubb website, through your broker or by contacting any of the Chubb offices. Chubb makes no warranty or guarantee about the accuracy, completeness, or adequacy of the content. Readers relying on any content do so at their own risk. It is the responsibility of the reader to evaluate the quality and accuracy of the content. Reference in this content (if any) to any specific commercial product, process, or service, and links from this content to other third-party websites, do not constitute or imply an endorsement or recommendation by Chubb and shall not be used for advertising or service/product endorsement purposes. ©2021 Chubb Insurance Australia Limited ABN: 23 001 642 020 AFSL: 239687. Chubb®, its logos, and Chubb.Insured.SM are protected trademarks of Chubb.