- Individuals & Families
- Businesses
- Brokers
From your home and valuables, to prized collections and jewellery, you have a lot to insure. When you insure your home and contents with Chubb, you will receive a high level of service from an insurer who is specialised in working with successful individuals with high value assets.
For professionals in their first luxury apartment, villa or townhouse through to retirees downsizing from a family house, Masterpiece is also ideal for owners and tenants living in luxury apartments, villas and townhouses.
From high-value homes and fine art collections to luxury vehicles and more, we are here to help ensure that what you treasure most is treated with expertise.
With more than 25 years of experience providing travel insurance to Australians, Chubb Leisure Travel Insurance can help protect you and your family while you travel overseas, knowing Chubb support is there if an incident occurs.
Chubb leverages superior underwriting expertise and world renowned claims, account services, and financial strength to offer insurance solutions for small and medium businesses.
Today's multinational organizations face complex and interconnected risks. We offer insurance solutions that are tailored to global needs as well as local requirements, helping them address their risk challenges.
Our broker resources centre provides you with the latest updates, insights, sales tools, training and much more.
Personal Liability
Coverage
- Coverage in the courtroom
We include defence costs for a lawsuit, even if it is groundless, false or fraudulent and we’ll also provide legal counsel.
- Coverage at home
We provide cover if you are liable for someone getting injured on your property.
- Identity fraud coverage
Someone stealing from your bank or credit card account, taking out loans or refinancing mortgages under your name, are examples of one of the fastest growing white-collar crimes in Australia. We’ll cover you from financial losses that can result if someone assumes your identity for illicit purposes. The range of cover includes up to $10,000 per occurrence and up to $75,000 for Masterpiece policies.
Ash Barty
Chubb is proud to provide its leading Masterpiece homeowners insurance to Grand Slam Champion Ash Barty
“I trust Masterpiece to protect the assets I’ve worked so hard for. Chubb’s expertise gives me peace of mind, I also love that they’re the insurer of the Australian Open Trophies and a big supporter of tennis around the globe.”
Having the right coverage for guests at your home
Imagine you're hosting a gathering at your home. One of your guests accidentally trips on a loose tile on your patio and falls, breaking their arm. The guest requires medical attention and is unable to work for several weeks, resulting in lost wages. They may decide to pursue a lawsuit against you for negligence, and without personal liability insurance, you may be personally responsible for the costs of their medical bills, lost wages, and legal fees. Having personal liability cover can provide you with the necessary cover in case of unexpected accidents or incidents that may lead to legal action.
Having personal liability cover can help with your financial security in the event of a lawsuit. Without the right coverage, you could be liable for significant expenses, including legal fees and any damages awarded to the injured party. This can have a devastating impact on your financial future and cause a lot of stress and worry. By having personal liability coverage, you will be protected against many unexpected events that could potentially result in legal action.
Brian & Gretchen B.
After a sudden fire destroyed Gretchen and Brian’s home, Chubb made sure their family could pick up where they left off.
Other coverages included under Masterpiece Homeowners Insurance
Jewellery
Fine Arts
Valuable Articles Coverage
Family Protection
Personal Cyber
Frequently asked questions
Personal liability coverage is a critical component of personal risk management. It covers you for potential financial loss in the event that you are held responsible for causing bodily injury or property damage to someone else. If you don't have the right coverage, an unfortunate situation may compromise your financial security.
Personal liability coverage included as part of one of Chubb’s home insurance policy provides coverage for bodily injury or property damage that you may cause to others. This coverage typically includes legal defence costs, as well as any settlements or judgments that may be awarded against you in the event of a lawsuit. It can also cover a wide range of incidents, from accidental injury to damage caused by pets.
General liability insurance is typically designed for businesses and provides coverage for claims made against the business for bodily injury, property damage, and other types of liabilities. Personal liability coverage, on the other hand, is designed for individuals and provides coverage for claims made against you personally for bodily injury or property damage that you may cause to others.
Please note that Chubb’s personal liability coverage contained in its home insurance policy has certain exclusions. For a comprehensive understanding of coverage and exclusions, please refer to the policy wordings and product disclosure statements. Contact your insurance broker to explore the coverage options.
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