Umbrella & Excess Liability Insurance

skip to main content

Umbrella & Excess Liability Insurance

Chubb's specialist Umbrella and Excess Liability Insurance policies cover business operations at multiple levels

These policies help fill gaps on underlying primary liability policies with additional excess liability coverage and policy limits. With the size and financial strength of Chubb, we offer long-term claims-paying ability and provide innovative global solutions for mid-sized to multinational clients.

Chubb appetite

The following list is general guidance regarding Chubb's appetite for liability risks. For risks not listed below, please contact your local Chubb distribution team to discuss solutions for a range of occupations and industries.



Considered: Not Considered:


Wholesale trade

Safety critical aviation products

Retail trade

Building & constructions materials


Construction & civil engineering
Real estate


Machinery & equipment wholesalers

Leisure & entertainment venues/Events

Underground mining

Wholesalers & retailers Administrative services

Safety critical automotive products

Professional services

Electronic & appliance stores


Food & beverage Health services Ammunition & firearms

Educational services 

Furniture & home furnishing stores


Financial services

Government - federal, state, local or municipal


Grocery stores


Surface mining & quarrying

Sports venues & associations


Freight forwarders

Tour operators  

What we currently write

This is general guidance regarding the severity classes within Chubb Australia's Casualty portfolio. All risks are underwritten on an individual basis and are not limited to those listed below.


Light Severity

Accommodation & food services

Arts & entertainment

Educational services

Financial services

Health services

Wholesale trade

Retail trade

Real estate

Administrative services

Professional, scientific and technical services

Moderate severity

Agriculture, forestry, hunting and fishing


Public administration

High severity

Mining, quarrying, oil & gas extraction


Manufacturing (chemical, wood, rubber & plastics)



Warehousing & storage

Why Chubb?
Why Chubb?

Benefits of Chubb coverage

Here are some key advantages of choosing Chubb:

Global reputation
As a world leader in insurance, Chubb brings unmatched expertise and financial strength to provide comprehensive coverage.







  • Up to $100 million capacity

  • Ability to write business in 54 countries and territories

  • Award winning claims performance

  • Deeply engrained local underwriting expertise within a global network

  • Over 400 risk engineers around the world to help identify and mitigate risk for our clients
Contact us
Contact us

Ready to find out more?


Ready to experience Chubb's unparalleled comprehensive insurance solutions?

Speak to a broker today.