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Education is a tough business. Whether you’re a director or teacher, you could incur various liabilities just by doing your job, putting the school’s assets and your personal assets at risk as a result. This insurance comprehensively protects the school and all its employees from such risks. So you can focus on building tomorrow’s leaders, no matter what happens.

Coverage Highlights

What it covers

This is a one single policy for entity cover, personal management and professional liability cover and employment practice liability cover that provides coverage for:

  • Defamation
  • Intellectual property infringement
  • Liability from participating in joint ventures
  • Loss of documents with full policy limit and no excess applied
  • Outside directorship on a blanket basis
  • Legal representation expenses and no excess applied
  • Schooling liabilities such as study tours, extra-curricular activities, etc
  • Vicarious liability for consultants, contractors, subcontractors and agents


  • Broad definition of ‘Claim’ including non-monetary relief and criminal proceeding against principals and employees
  • Broad definition of ‘Employee’, including non-teaching staff and volunteers
  • Broad definition of ‘Insured’, including estates, heirs and legal representatives
  • Advancement of defence costs
  • Ability to offer tailored personal accidents and travel insurance
  • Local claims handling capabilities
  • Cancellation and severability provisions
  • Worldwide coverage

The above information is intended to be a general summary for reference only and does not form part of the policy. You should refer to the policy wording for exact terms, conditions and exclusions. The above information shall not be construed as an offer to sell or solicitation to buy or provision of any of our products outside Hong Kong SAR. For further information, please contact Chubb Insurance Hong Kong Limited on +852 3191 6800.

Have a question or need more information?

Contact us to find out how we can help you get covered against potential risks