1. Death Benefit
Upon the death of the insured, the Company shall pay the death benefit to the beneficiary in an amount, equal to the highest of the following: the death benefit as a percentage of the sum assured, as specified in the following table, or surrender value, or 105% of the total premiums paid under the main policy, less all survival benefits previously received according to the policy conditions.
For Lifetime Value 10 31 days - 49 years, Lifetime Value 15, and Lifetime Value 20
Policy Year of the Insured’s Death (based on the policy effective date) | Percentage of Sum Assured | |
| 1 - 10 | 100 | |
| 11 - 20 | 150 | |
| 21 - the insured reaches the age of 70 | 200 | |
| The insured reaches the age of 71 - 100 | 150 |
For Lifetime Value 10 50 - 55 years
Policy Year of the Insured’s Death (based on the policy effective date) | Percentage of Sum Assured | |
| 1 - 10 | 100 | |
| 11 - the insured reaches the age of 100 | 150 | |
On the date when the insurance benefit becomes payable in the event of death as specified above, any outstanding debt under the insurance policy shall be deducted by the Company from the amount of the insurance benefit payable under the policy.
2. Survival Benefit
2.1 Cash coupon in accordance with the terms and conditions of the insurance policy.
The Company shall pay annual coupon benefits to the insured according to the conditions specified in the insurance policy as follows.
| The policy anniversary year (based on the policy effective date) | Percentage of Sum Assured | |
| 1 - the insured reaches the age of 59 | 1 | |
| The insured reaches the age of 60 | 1 + 10 | |
| The insured reaches the age of 61 - 69 | 1 | |
| The insured reaches the age of 70 | 2 + 20 | |
| The insured reaches the age of 71 - 79 | 2 | |
| The insured reaches the age of 80 | 3 + 30 | |
| The insured reaches the age of 81 - 89 | 3 | |
| The insured reaches the age of 90 | 4 + 40 | |
| The insured reaches the age of 91 - 99 ปี | 4 |
2.2 Maturity Benefit
If the insured survives until to the policy anniversary that the insured reaches the age of 100, from the effective date, the Company shall pay the maturity benefit at 150% of the sum assured to the insured.
On the date when the insurance benefit becomes payable in the event of survival as specified above, any outstanding debt under the insurance policy shall be deducted by the Company from the amount of the insurance benefit payable under the policy.
