1. Maturity Benefit
The Company shall pay the maturity benefit to the insured, provided that the insured is still alive on the policy anniversary which the insured attains age 100, in the amount of the greatest of the following:
• 100% of the sum assured, or
• the surrender value, or
• 101% of the total premiums paid for the main policy, deducted by Terminal Illness benefit paid by the Company (if any).
2. Death Benefit
In the event of death, the Company shall pay the death benefit to the beneficiary in the amount of the greatest of the following:
• 100% of the sum assured, or
• the surrender value, or
• 101% of the total premiums paid; Terminal Illness benefit paid by the Company (if any).