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Simple & affordable

Life & Living Insurance

Protect the things that matter most with Life & Living Insurance. Choose from simple, cost-effective cover options to reduce the financial pressure on you and your loved ones if you were to become seriously ill, be diagnosed with a terminal illness or pass away.

Choose Life & Living Insurance

If you experience a serious illness or the passing of a loved one, unfortunately the bills don’t stop. This can create significant financial stress at a time when you should be focusing on what’s most important. 

With Life & Living Insurance, you’ll have peace of mind knowing that if the unexpected was to happen, you and your loved ones will be looked after.  

Find out if Life & Living Insurance is right for you today by getting a no obligation quote with us. It’s quick, easy and more affordable than you might think.

Take your pick
Take your pick

Your cover options

With Chubb Life & Living insurance, you can decide what is best for you and your family and choose from Life Cover, Critical Illness Cover or both. With Chubb Life's online quote tool, you can mix and match products, cover level and work towards a premium that fits your needs and your budget.

Life Cover

Insurance that pays you a lump sum of up to $1.5 million if you die or are diagnosed with a terminal illness.

Critical Illness Cover

Insurance that pays you a lump sum of up to $1 million if you get a defined illness or condition such as cancer, heart attack or stroke for the first time.

Key benefits of Life & Living Insurance
Tailored for your stage in life

If your situation changes, it’s easy to update your cover.

Simple, affordable policies

Peace of mind for the price of a couple of coffees.

Apply online

If you're ready to take out life insurance, apply directly online with Chubb Life & Living Insurance.

Additional discounts and guarantees

15% Lifetime Reward, Multi-benefit discount, and 30 days to change your mind. T&Cs apply.

Cover for your life stage

Get covered
Get covered

More than just life insurance

The right life insurance can bring you peace of mind from knowing that you've protected what matters most.

Your insurance is underwritten by Chubb Life Insurance New Zealand Limited (Chubb Life). Chubb Life has an A (Excellent) financial strength rating given by A.M. Best Company Inc. A summary of the rating scale is: A++, A+ Superior | A, A- Excellent | B++, B+ Good | B, B- Fair | C++, C+ Marginal | C, C- Weak | D Poor | E Under Regulatory Supervision | F In Liquidation | S Suspended. For the full rating scale and more rating information visit