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Prestige Home & Contents

If you’re the owner of a fine home and valuable items, you’ll need a superior insurance policy to match. Chubb Masterpiece offers flexible protection with a difference. If you have a covered loss with us, you can choose between having the finest craftsmen available return your home and belongings to their original condition and a cash payment – no depreciation in value applied.

Valuable Articles Insurance

You’ve worked hard to deserve the reward. That prized masterwork of art. A horologist’s penultimate timepiece. Or that heirloom-worthy jewel that is proof of your success for generations to come. You will need Valuable Articles Insurance from Chubb to protect the possessions you treasure most.

Insurance for Your Art Collection

We put specialists with the knowledge and expertise to respond to your needs. You can be assured that your fine art is with an insurer that can deliver on its promises.

Insurance for Your Jewellery Collection

Chubb specialises in the insurance of fine jewellery, providing you with peace of mind knowing that your precious jewellery is receiving utmost protection.

Family Protection Insurance

Whether you’re a victim of a home invasion, carjacking or stalking, we can provide the financial support you need for recovery and help prevent a recurrence, too.

Personal Liability Insurance

Personal Liability Insurance from Chubb, invaluable insurance protection against the various liabilities that wealthy families may face.


Why Chubb?

Unique insurance services for your unique insurance needs

You're not living a standard lifestyle, so you need more than a standard insurance company.

Chubb understands that better than anyone, we have been insuring fine homes and valuables globally for over 50 years.

As craftsmen of insurance, we meticulously craft and deliver extraordinary insurance coverage and service to our High Net Worth customers. 

Learn more about Chubb Craftsmanship in the video below.

Masterpiece policy highlights

Chubb's Masterpiece policy is designed for individuals with significant assets to protect, and who appreciate superior levels of cover and service for their homes, contents, fine art, jewellery, antiques, collections and personal liability. 

Masterpiece features superior coverage that will not only protect your possessions, but also your standard of living.

With a Masterpiece policy you will enjoy:

  • Complimentary home appraisal
    One of our professional risk consultants will visit your home to carefully note architectural details as well as the interior and exterior features that determine your home’s replacement cost and the amount of coverage you really need.
  • Protection from underinsurance
    Masterpiece Extended Replacement Cost Coverage will cover the full cost to rebuild your home after a covered loss even if this is more than the sum insured.
  • Cash settlement option
    You can choose to receive cash if you decide not to rebuild your home or replace your possessions in the event of a covered loss.
  • Your choice of craftsmen
    We allow you to choose your contractors and craftsmen to repair your home or possessions. You can feel confident that the highest quality of work is protecting the future value of your investments.
  • Replacement cost on contents
    Chubb pays you what it costs to replace all of your possessions without deduction or depreciation.
  • Valuable articles coverage
    Jewellery, fine art, antiques, silverware, wine and collectibles are all assets that demand particular attention. Maintaining their lustre, controlling their climate and managing their safe-keeping are measures that are imperative to protecting their value. Wherever you are in the world, Masterpiece will protect the true value of your precious items, giving you peace of mind so you can wear, use and enjoy them to the fullest.

This is just a sample of the superior insurance coverage available with Chubb Masterpiece.


Outstanding claims service

The quality of your insurer and your insurance policy is put to the test when a claim arises.

You need to know that you are dealing with an insurance company experienced in handling significant High Net Worth claims and minimising the impact of those claims. You need an insurance company with an established record of going the extra mile – quickly and efficiently.

Chubb’s High Net Worth customers can rely on the strength and experience of our claims team that has a record of delivering superior results.

Chubb craftsmanship

We tend to think about craftsmanship in terms of physical things: fine wine, classic cars, custom furniture and iconic structures. But what about the underwriting of insurance to craft protection for your unique and valuable things?

As craftsmen of insurance, we meticulously craft and deliver extraordinary insurance coverage and service to our High Net Worth customers.

Learn more about Chubb craftsmanship in this video.

Interested in this Chubb policy?

Have a question or need more information? Contact us to find out how we can help you get covered against potential risks