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Life insurance

Live your life to the fullest with our life insurance cover options

Life cover options

Life cover options with Chubb Life

Assurance Extra

Assurance Extra is our master policy for your personal life insurance needs. With the help of a qualified Insurance Adviser, you can mix and match nine cover options to suit your needs and budget. 

LifeOne® Life Insurance

Simple and affordable, LifeOne® Life Insurance is an option for people who know what they want, and want to get it done online. You can apply for up to $1,000,000 of Life cover now.

Understanding Life Insurance

Life insurance protects you and your loved ones against the unexpected. 

At Chubb Life we have a range of options that you can tailor to your needs. Our policies can support you through serious sickness or injury, periods of unemployment, terminal illness, and support your family, in the event you were to pass away. 

Our flexible policies adapt to your changing needs, so if you're growing your family, buying a home or planning a future with your partner, it could be a good time to review your cover. 

Key benefits of Chubb Life Insurance


What type of cover is right for you?

Chubb Life provides a number of insurance options to help you when you need it the most. Take a look at some of the common options other New Zealanders choose:


Learn about life insurance

Let's make life insurance easy. We've answered your questions, including: what is life insurance? How much do you need? When should I buy it? And other need-to-knows.

Read some of our latest insights

How to assess what insurance cover you need

How much does life insurance cost?

Six benefits of life insurance for women

You and your family

Becoming a parent is one of the most rewarding things in life. As your family changes, so does your insurance needs. Find out how life insurance protects you and your whanau.

Find plans for your family


Or read some of our latest insights

How insurance protects your family

Choose the right life insurance cover

Ten things Dads can do before the duedate

Getting married

Getting married and planning for the future is an exciting time of change and new beginnings. It's also the perfect time to review you and your partner's insurance needs. 

Prepare for your future


Or read some of our latest insights

Getting engaged? Sort your finances

Saying “I do” to life insurance - how much cover do married or de facto couples need?

Getting married? Sort your life insurance

Owning a home

For many of us, purchasing your own home is one of life's milestones. Here are some things to think about if you're a homeowner or are buying or selling a house. 

Homeowner considerations


Or read some of our latest insights

Top tips for budgeting your finances

Guide to buying a house

Six events that make us rethink budgets

What our customers are saying


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More than just life insurance

The right life insurance can you bring peace of mind from knowing that you've protected what matters most.

Your insurance is underwritten by Chubb Life Insurance New Zealand Limited (Chubb Life). Chubb Life has an A (Excellent) financial strength rating given by A.M. Best Company Inc. A summary of the rating scale is: A++, A+ Superior | A, A- Excellent | B++, B+ Good | B, B- Fair | C++, C+ Marginal | C, C- Weak | D Poor | E Under Regulatory Supervision | F In Liquidation | S Suspended. For the full rating scale and more rating information visit