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Life Cover

Insurance that pays you a lump sum if a life assured dies or is diagnosed with a terminal illness.

Why do you need life cover?

Life Cover is an easy and cost-effective  way to protect your business if you or a key person dies or is diagnosed with a terminal illness. It provides peace of mind that your business can continue to  operate at a time when critical decisions about the future of your business need to be made.

Some examples of how this money can help are:

  • a cash injection to help your business continue operating
  • clearing business debt or loans
  • recruitment costs to find a replacement person
  • succession planning
  • executing a buy/sell agreement.


Life Cover provides several benefits that are built into the cover  as well as an optional benefit you can choose to add at an  additional cost. So it’s easy to tailor your Life Cover to suit your needs and budget.


Is Assurance Extra Business for me?
Is Assurance Extra Business for me?

Find the right cover

To make sure you choose the right cover for your needs, you'll need the help of a qualified Financial Adviser. We can connect you with an Adviser near you.

Leave your details and someone will give you a call for a quick, no-obligation chat about your personal insurance needs.

Your insurance is underwritten by Chubb Life Insurance New Zealand Limited (Chubb Life). Chubb Life has an A (Excellent) financial strength rating given by A.M. Best Company Inc. A summary of the rating scale is: A++, A+ Superior | A, A- Excellent | B++, B+ Good | B, B- Fair | C++, C+ Marginal | C, C- Weak | D Poor | E Under Regulatory Supervision | F In Liquidation | S Suspended. For the full rating scale and more rating information visit