Life Cover
Insurance that pays you a lump sum if a life assured dies or is diagnosed with a terminal illness.
Benefits
Life Cover provides several benefits that are built into the cover as well as an optional benefit you can choose to add at an additional cost. So it’s easy to tailor your Life Cover to suit your needs and budget.
Built-in benefits
Life Cover Benefit
Payment of the Life Cover sum insured if a life assured passes away.
Grief Counselling Benefit
A reimbursement of up to $2,500 for the costs of receiving grief counselling.
Terminal Illness Benefit
An early payment of the Life Cover sum insured if a life assured is diagnosed as terminally ill.
Financial & Legal Advice Benefit
A reimbursement of up to $2,500 for the costs of receiving professional advice.
Cover Conversion Option
Allows you to convert your Life Cover to another policy if your circumstances change.
Optional benefit
Business Increase
Allows you to increase the sum insured without further assessment of health if there's a justified need for additional cover.
Find the right cover
To make sure you choose the right cover for your needs, you'll need the help of a qualified Financial Adviser. We can connect you with an Adviser near you.
Leave your details and someone will give you a call for a quick, no-obligation chat about your personal insurance needs.
Other Cover options
Your insurance is underwritten by Chubb Life Insurance New Zealand Limited (Chubb Life). Chubb Life has an A (Excellent) financial strength rating given by A.M. Best Company Inc. A summary of the rating scale is: A++, A+ Superior | A, A- Excellent | B++, B+ Good | B, B- Fair | C++, C+ Marginal | C, C- Weak | D Poor | E Under Regulatory Supervision | F In Liquidation | S Suspended. For the full rating scale and more rating information visit www.ambest.com/ratings/guide.pdf