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Assurance Extra Business

Running your own business is one of the most rewarding jobs. And watching it succeed makes all your hard work worthwhile.

We’re all business (people).

Did you know that in New Zealand SMEs make up 97% of all business?

Chubb Life’s Assurance Extra Business has been designed help business owners and their teams see the clear benefits of protecting their life’s work from disruption by maintaining business continuity.

Take a look at the tailor-made benefits:


Your Options
Your Options

What is Assurance Extra Business

Assurance Extra Business is a master policy for your business  needs. It offers seven different types of cover, which you can choose from to suit your business needs and budget.

Life Cover

Insurance that pays a lump sum if you or a key person dies or is diagnosed with a terminal illness.

Trauma Cover

Insurance that pays you a lump sum amount if a life  assured gets a defined illness or condition for the first time.

Complete Disablement Cover

Insurance that provides a lump sum amount if a life assured becomes completely disabled due to illness or injury.

Monthly Disability Cover

Insurance that pays you a monthly amount in the event you or oneof your key people are unable to work as a result of illness or injury.

Start-up Monthly Disability

Insurance that provides a monthly ‘agreed value’ benefit to help to compensate for losses a new business may face if a  life assured is unable to work due to an injury or illness.

Specific Injury Cover

Insurance that pays a lump sum if you or a key person sustains one of the covered injuries as a result of an accident.

Premium Cover

Insurance that pays your policy premiums if you, or a key person in your business, become disabled and are unable to work.

Chubb Life believes all Kiwi deserve access to good quality financial advice. That’s why we work with Financial Advisers to help you choose the right insurance to protect what matters most.


Assurance Extra Business

Product brochure

For more information on the cover options available with Assurance Extra Business, download the brochure.


The information provided is only a summary of the product features and terms of cover. Please refer to the policy wordings for our full requirements and eligibility criteria. The content is intended to be of a general nature, does not take into account your financial situation or goals, and is not a financial advice service. It is recommended you seek financial advice which takes into account your individual circumstances before you acquire a financial product. The information is current as at June 2023 and is subject to change.

Is Assurance Extra Business for me?
Is Assurance Extra Business for me?

Find the right cover

To make sure you choose the right cover for your needs, you'll need the help of a qualified Financial Adviser. We can connect you with an Adviser near you.

Leave your details and someone will give you a call for a quick, no-obligation chat about your personal insurance needs.

Your insurance is underwritten by Chubb Life Insurance New Zealand Limited (Chubb Life). Chubb Life has an A (Excellent) financial strength rating given by A.M. Best Company Inc. A summary of the rating scale is: A++, A+ Superior | A, A- Excellent | B++, B+ Good | B, B- Fair | C++, C+ Marginal | C, C- Weak | D Poor | E Under Regulatory Supervision | F In Liquidation | S Suspended. For the full rating scale and more rating information visit