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Masterpiece® is Chubb’s prestige home and contents insurance offering for people with significant assets to insure who appreciate a premium level of cover and service that is customisable to their needs.
Chubb's cover options for your leisure travel.
Chubb leverages superior underwriting expertise and world renowned claims, accounts services, and financial strength to offer solutions for small and medium businesses.
Backed by our product breadth, financial strength and global network, we offer customised cover for your varied needs so that you can focus on growing your business.
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Whether you’re a distributor or broker, you can be assured of our corporate capabilities when you partner with Chubb.
Chubb Travel Insurance establishes relationships with partners to provide personal travel insurance cover for their clients.
If you’d like to get protection from the comfort of your own kitchen, Chubb Life makes it easy. Get an instant quote from our simple online tool. You’ll be surprised about how little time it may take.
Chubb Leisure Travel Insurance can help you and your family enjoy your time overseas, knowing that should an incident happen you are Chubb-insured and there is assistance at hand.
Buying a house
Some things to consider
When you buy a home you become financially responsible for making mortgage payments. If two steady incomes are required to meet those mortgage payments then ideally, you’d would want to have a life insurance policy in place as a form of financial protection.
The true risks of not having a life insurance policy as a homeowner are that if you were suddenly reduced to one income through the loss of a partner you may no longer be financially able to pay your mortgage. In the worst-case scenario, this could mean you're forced to sell your home. Or alternatively, the bank may take possession of your home and force a mortgagee sale.
As well as having a life insurance policy you will also want to invest in home and contents insurance.
Home and contents insurance can cover the cost of repairing or replacing your home in the event of fire, high winds and vandalism. It can also protect the contents of your home; electronics, furniture, chattels and other valuables. However, in order to claim for accidental damage eg stains on the new carpet, you’ll also need to ensure your policy includes accidental damage cover.
When you purchase your house and contents cover, you’ll be able to select how much cover you would like to have. Bear in mind that the higher your level of cover, the higher the premiums, however depending on the insurance policy you may need enough to enable a full rebuild.
The best time to get your Life and House insurance policies is as soon as you’ve signed the Sale and Purchase Agreement and been handed the keys to your new home. That way you’ll know exactly what your financial commitments are how much you’re likely to need if you’re forced to rebuild.
It might be tempting to get cover before you’ve even bought a house. And you can. There’s no harm in having a Life Insurance policy if you’re in long term relationship and living together in a rental property. However when you do finally take out a mortgage and buy your first home, it will pay to reassess your level of Life Insurance cover, as your needs are likely to have changed.
Protection for all life's events
Insights and expertise
Your insurance is underwritten by Chubb Life Insurance New Zealand Limited (Chubb Life). Chubb Life has an A (Excellent) financial strength rating given by A.M. Best Company Inc. A summary of the rating scale is: A++, A+ Superior | A, A- Excellent | B++, B+ Good | B, B- Fair | C++, C+ Marginal | C, C- Weak | D Poor | E Under Regulatory Supervision | F In Liquidation | S Suspended. For the full rating scale and more rating information visit www.ambest.com/ratings/guide.pdf