Introduction

Upgrade your home and contents insurance to Masterpiece

If you are the owner of a fine home or valuable contents, you should consider having insurance to match. Not all insurance companies offer the same benefits, so it’s important to know what you are getting before risking your most prized possessions with a low-cost home and contents policy.

Masterpiece policy highlights

Chubb’s Masterpiece is specifically tailored to insure prestigious homes and precious possessions. But we don’t sell on price. We sell on providing outstanding cover and first class service. For instance, if you have a covered loss with us, we will use the finest craftsmen available to return your home and belongings to their original condition. Or if it suits you better, we will give you cash—and unlike some other policies, there’s no depreciation applied.

Extended replacement cost coverage

We’ll cover the full cost to rebuild your home after a covered loss even if this is more than the sum insured.  So it safeguards you from the consequences of under-insuring your home.

Worldwide cover for accidental loss and damage

Our broad cover means all your possessions are automatically covered wherever you are in the world for accidental loss or damage, even when you’re travelling or your goods are in transit or storage.

Why choose Masterpiece?

Resources

Insights and expertise

We help you stay ahead and informed with these helpful tips and tricks for protecting your home, car, and more.

Top three tips to care for your luxury jewellery

When you’ve invested in a beautiful home, carefully chosen furnishings, and personal possessions of real value, it makes sense to ask whether contents insurance is necessary.
wine

The wine collecting experience

Modern-day wine collecting has been well-established for decades, but the pastime has been evolving. In recent years, a fresh crop of collectors has entered the scene, many from younger generations.

Why designer handbags are worth investing in

Designer handbags can be more than a fashion statement — for some collectors, they can also be a valuable long-term asset. In New Zealand where luxury fashion is often influenced by global trends and access to premium pieces can be limited, choosing the right handbag requires a mix of style, research, and care.

How to showcase and protect your pottery

Much of the beauty of pottery lies in its delicate nature. Whether you collect contemporary ceramics, ancient vessels, tiles, sculptures, or dolls, displaying pottery can be challenging without risking damage. In New Zealand, where coastal conditions, humidity, and changing weather can present unique risks, it’s important to balance display with preservation.

Interested in finding out more?

Have a question or need more information? Contact us to find out how we can help you get covered against potential risks.