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Masterpiece® is Chubb’s prestige home and contents insurance offering for people with significant assets to insure who appreciate a premium level of cover and service that is customisable to their needs.
Chubb's cover options for your leisure travel.
Chubb leverages superior underwriting expertise and world renowned claims, accounts services, and financial strength to offer solutions for small and medium businesses.
Backed by our product breadth, financial strength and global network, we offer customised cover for your varied needs so that you can focus on growing your business.
Here to support you and the important work that you do.
Whether you’re a distributor or broker, you can be assured of our corporate capabilities when you partner with Chubb.
Chubb Travel Insurance establishes relationships with partners to provide personal travel insurance cover for their clients.
If you’d like to get protection from the comfort of your own kitchen, Chubb Life makes it easy. Get an instant quote from our simple online tool. You’ll be surprised about how little time it may take.
Chubb Leisure Travel Insurance can help you and your family enjoy your time overseas, knowing that should an incident happen you are Chubb-insured and there is assistance at hand.
Masterpiece® Home & Contents
Upgrade your home and contents insurance to Masterpiece
If you are the owner of a fine home or valuable contents, you should consider having insurance to match. Not all insurance companies offer the same benefits, so it’s important to know what you are getting before risking your most prized possessions with a low-cost home and contents policy.
Masterpiece policy highlights
Extended replacement cost coverage
We’ll cover the full cost to rebuild your home after a covered loss even if this is more than the sum insured. So it safeguards you from the consequences of under-insuring your home.
Worldwide cover for accidental loss and damage
Our broad cover means all your possessions are automatically covered wherever you are in the world for accidental loss or damage, even when you’re travelling or your goods are in transit or storage.
Why choose Masterpiece?
- Dedicated Masterpiece loss adjuster for superior claims service
- Cash settlement available for claims
- Free Chubb Home appraisal
- Worldwide cover for Contents and Personal Liability
- Extended replacement cost on Building
- Other permanent structures automatically covered under Building sum insured (up to 30%)
- Additional living expenses - unlimited with accommodation for pets, up to $30,000
- Personal Cyber cover
What types of homes do we insure?
The target market for Masterpiece are primary homes with a building replacement cost of $2 million and over.
We can also consider holiday homes if we insure the primary residence.
Preferred locations
- Auckland Province
- Northland
- Hamilton
- Nelson
- Queenstown
- Dunedin
- Wanaka
While these locations (and their surrounding areas) are within our underwriting appetite, we can also consider others.
Each location and client is underwritten individually and we assess all factors that may have an impact on the risk.
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Insights and expertise
Disclaimer: Masterpiece is a broad home insurance policy, but there are a number of exclusions to be aware of. These include but are not limited to wear and tear, gradual deterioration and misappropriation. There are also a number of limitations on cover, including but not limited to limits on payments for jewellery and business property under the contents coverage. For the full list of the terms, conditions and exclusions, please review Policy Wording. Please also see our Privacy Policy and Financial Strength Rating.
Masterpiece is issued by Chubb Insurance New Zealand Limited (Chubb)(Company No. 104656, FSP No. 35924). Any advice in this document is of a general nature and does not take into account your objectives, financial situation or needs. You should read the Masterpiece policy, which sets out the full insuring clauses, definitions, schedule, extensions, terms, conditions, exclusions and limits of liability, having regard to your own circumstances, before making any decisions about this insurance policy.