What does valuable articles insurance cover?

What benefits are included?

Itemised cover

This allows you to list items in your collection separately from your contents cover. This way each item you list will be insured for an amount determined by you.

Blanket cover

If you don’t want itemised cover, we can tailor a programme that covers every item under one blanket limit with a specified limit per item. So if you have a loss, your valuable item/s will be replaced or repaired up to the insured limit.

Loss in market value cover

If a valuable with itemised cover is damaged and suffers a loss in market value as a result, Chubb will pay for the reduction in market value up to the insured amount.

Pairs and sets cover

Often valuable items form a part of a pair or set. With Masterpiece, if one piece of an itemised pair or set is lost or damaged, we’ll cover the replacement cost of the entire set. All we need is the remaining piece(s).

Optional cash settlement

In the unfortunate event a valuable item is irreparably damaged or lost, you can choose to take cash rather than replacing if it suits you better.

Worldwide cover

With Masterpiece your valuables are automatically covered wherever you take them in the world.

Content download

Masterpiece brochure

Masterpiece Policy Wordings and Product Disclosure Statement

Insights and expertise

We help you stay ahead and informed with these helpful tips and tricks for protecting your home, car, and more.

Top three tips to care for your luxury jewellery

When you’ve invested in a beautiful home, carefully chosen furnishings, and personal possessions of real value, it makes sense to ask whether contents insurance is necessary.
wine

The wine collecting experience

Modern-day wine collecting has been well-established for decades, but the pastime has been evolving. In recent years, a fresh crop of collectors has entered the scene, many from younger generations.

Why designer handbags are worth investing in

Designer handbags can be more than a fashion statement — for some collectors, they can also be a valuable long-term asset. In New Zealand where luxury fashion is often influenced by global trends and access to premium pieces can be limited, choosing the right handbag requires a mix of style, research, and care.

How to showcase and protect your pottery

Much of the beauty of pottery lies in its delicate nature. Whether you collect contemporary ceramics, ancient vessels, tiles, sculptures, or dolls, displaying pottery can be challenging without risking damage. In New Zealand, where coastal conditions, humidity, and changing weather can present unique risks, it’s important to balance display with preservation.

Interested in finding out more?

Have a question or need more information? Contact us to find out how we can help you get covered against potential risks.