Not all insurance products are equal. When it comes to protecting the things that matter most, the last thing you need to hear – should your valuables be lost, stolen or damaged – is that they’re not insured for their true value. Chubb Masterpiece covers your valuables the way no other insurer can match, so the things that you treasure most are treated as such.
This allows you to list items in your collection separately from your contents cover. This way each item you list will be insured for an amount determined by you.
If you don’t want itemised cover, we can tailor a programme that covers every item under one blanket limit with a specified limit per item. So if you have a loss, your valuable item/s will be replaced or repaired up to the insured limit.
Loss in Market Value Cover
If a valuable with itemised cover is damaged and suffers a loss in market value as a result, Chubb will pay for the reduction in market value up to the insured amount.
Pairs and Sets Cover
Often valuable items form a part of a pair or set. With Masterpiece, if one piece of an itemised pair or set is lost or damaged, we’ll cover the replacement cost of the entire set. All we need is the remaining piece(s).
Optional Cash Settlement
In the unfortunate event a valuable item is irreparably damaged or lost, you can choose to take cash rather than replacing if it suits you better.
With Masterpiece your valuables are automatically covered wherever you take them in the world.