What does valuable articles insurance cover?

What benefits are included?

Itemised cover

This allows you to list items in your collection separately from your contents cover. This way each item you list will be insured for an amount determined by you.

Blanket cover

If you don’t want itemised cover, we can tailor a programme that covers every item under one blanket limit with a specified limit per item. So if you have a loss, your valuable item/s will be replaced or repaired up to the insured limit.

Loss in market value cover

If a valuable with itemised cover is damaged and suffers a loss in market value as a result, Chubb will pay for the reduction in market value up to the insured amount.

Pairs and sets cover

Often valuable items form a part of a pair or set. With Masterpiece, if one piece of an itemised pair or set is lost or damaged, we’ll cover the replacement cost of the entire set. All we need is the remaining piece(s).

Optional cash settlement

In the unfortunate event a valuable item is irreparably damaged or lost, you can choose to take cash rather than replacing if it suits you better.

Worldwide cover

With Masterpiece your valuables are automatically covered wherever you take them in the world.

Content download

Masterpiece brochure
Masterpiece Policy Wordings and Product Disclosure Statement

Insights and expertise

We help you stay ahead and informed with these helpful tips and tricks for protecting your home, car, and more.
Five key tips for buying collectible wine
Investing in wine is a pursuit that blends passion with the potential for financial return. In New Zealand, where wine culture is thriving and local producers are gaining international recognition, building a collection requires careful planning and knowledge of both the market and the unique conditions for storage and enjoyment.
How LEGO went from toy to collectable investment
Discover why LEGO has become a sought-after collectable investment, how to value your set, and how New Zealand collectors can help protect their collection.
Protecting valuable books, cover to cover
A rare book is more than just a reading experience—it’s a piece of history, a collector’s item, and often a significant investment. If you own collectible books, it’s essential to treat them with the same care and attention as any other valuable asset. There are specific considerations to ensure your books remain protected and retain their value.
Top four tips to care for your luxury jewellery
If you received a new piece of jewellery for the holidays, Valentine's Day, or another special occasion, it’s important to take steps to ensure that you enjoy it for years to come.

Interested in finding out more?

Have a question or need more information? Contact us to find out how we can help you get covered against potential risks.