What does valuable articles insurance cover?

What benefits are included?

Itemised cover

This allows you to list items in your collection separately from your contents cover. This way each item you list will be insured for an amount determined by you.

Blanket cover

If you don’t want itemised cover, we can tailor a programme that covers every item under one blanket limit with a specified limit per item. So if you have a loss, your valuable item/s will be replaced or repaired up to the insured limit.

Loss in market value cover

If a valuable with itemised cover is damaged and suffers a loss in market value as a result, Chubb will pay for the reduction in market value up to the insured amount.

Pairs and sets cover

Often valuable items form a part of a pair or set. With Masterpiece, if one piece of an itemised pair or set is lost or damaged, we’ll cover the replacement cost of the entire set. All we need is the remaining piece(s).

Optional cash settlement

In the unfortunate event a valuable item is irreparably damaged or lost, you can choose to take cash rather than replacing if it suits you better.

Worldwide cover

With Masterpiece your valuables are automatically covered wherever you take them in the world.

Content download

Masterpiece brochure
Masterpiece Policy Wordings and Product Disclosure Statement

Insights and expertise

We help you stay ahead and informed with these helpful tips and tricks for protecting your home, car, and more.
wine
The wine collecting experience
Modern-day wine collecting has been well-established for decades, but the pastime has been evolving. In recent years, a fresh crop of collectors has entered the scene, many from younger generations.
How to showcase and protect your pottery
Much of the beauty of pottery lies in its delicate nature. Whether you collect contemporary ceramics, ancient vessels, tiles, sculptures, or dolls, displaying pottery can be challenging without risking damage. In New Zealand, where coastal conditions, humidity, and changing weather can present unique risks, it’s important to balance display with preservation.
How to preserve different types of art
Fine art is a significant investment and a source of cultural value, whether it’s displayed in your home, a gallery, or kept in storage. In New Zealand, coastal conditions, humidity, and seasonal temperature changes require special attention to preservation. Understanding the needs of different materials and media is key to ensuring your collection remains in pristine condition for generations.
How to build a sports memorabilia collection worth keeping
Collecting sports memorabilia is a passion shared by many New Zealanders, whether you’re seeking your first signed All Blacks jersey or expanding a collection of cricket bats, rugby balls, or Olympic souvenirs. With New Zealand’s rich sporting history and active collector community, there are unique considerations to ensure your collection is both enjoyable and valuable.

Interested in finding out more?

Have a question or need more information? Contact us to find out how we can help you get covered against potential risks.