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For producers of consumer goods, you can get help preventing a recall, as well as protection from financial losses if you are affected by such an event.

Coverage Highlights


  • The perfect coverage for the new or established business owner.
  • Coverages are made-to-order allowing policyholders to select "add-on" coverages based on their needs or their budget.
  • Crisis consultants available 24/7 via our emergency hotline.


  • $5,000 minimum SIR
  • $2,500 minimum SIR for small businesses


Chubb’s Product Recall unit has $5 million in limits available on a primary and excess basis. Additional capacity may be considered on a case by case basis.

Client Profile

On a primary basis we are focusing on companies with sales up to $1 billion. Companies with sales in excess of $1 billion will be considered with either a high self-insured retention or on an excess basis.

For Consumer Goods, the target risks are finished products in the areas of appliances, electronics/electrical, clothes, furniture, household, children's products, outdoor goods and products, sports/exercise equipment and products, etc.

The types of risks considered include manufacturers, importers, distributors, wholesalers, retailers, etc.

Restricted Classes

  • Drop side cribs
  • E-cigarettes
  • Fireworks
  • Products that are incorporated as a component or constitute a part of any third party's products or goods.

Specialized Businesses, should have Specialized Consultants

Businesses have 24/7 access to a network of specialized product recall consultants on a post incident basis. Our group of experts are leading industry professionals who are familiar with the regulatory challenges and nuance of the product recall market.


The base policy wording includes recall costs, consultant costs, and defense costs, and all other coverages can be added on via endorsement.

Recall Plus® Consumer Goods Application

Product Recall Consumer Goods Policy Form

Available Endorsements

The base policy wording includes recall costs, consultant costs, and defense costs, and all other coverages can be added on via endorsement.

Consequential Damages

Extra Expense

Business Interruption

Brand Rehabilitation Expenses

Replacement Cost

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