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Professional Indemnity for technology professionals
The innovative and evolutionary nature of the technology industry needs tailored insurance to cover its professionals who are working at the cutting edge of the digital age.
Highlights of cover
Any one claim cover
Bespoke wordings
Able to respond to global professional indemnity/errors & omissions requirements with worldwide jurisdiction
Chubb’s distribution network allows global issuance of local policies
Able to deploy £/€/$ 10 million per risk
Primary, excess layer and quota share options
Cover
Civil liability as a consequence of:
Breach of professional duty
Breach of contract (including liquidated damages and breach of service level agreements)
Libel or slander (including but not limited to torts relating to defamation, injury to reputation and emotional distress)
Product disparagement or breach of comparative advertising regulations
Negligent misstatement
Unintentional breach of confidentiality
Unintentional interference with privacy rights
Unintentional infringement of intellectual property rights including cybersquatting (including but not limited to plagiarism and passing off, infringement of trademark or slogan, breach of license to use copyrighted material)
Fidelity
Loss of or damage to documents
Transmission of a computer virus, denial of service, malicious cyber attack
The policies also extend to cover the insured’s:
Public relations and crisis management costs
Costs to withdraw content as a result of a complaint to any official regulatory or self-regulatory body
Costs to mitigate a claim
Subpoena defence costs
Costs to defend an investigation brought under the Data Protection Act, payment for court attendance and representation costs
Costs for prosecuting someone who has infringed your intellectual property