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Following research we carried out with our national and regional broker panels, MasterPackage offers comprehensive, jargon and warranty-free cover in a single, user-friendly and easy to navigate policy document.

Key Benefits

  • Clear and simple cover across five priority risk areas: property damage, business interruption, employers’ liability, public and products liability and terrorism
  • A Warranty, Condition Precedent and Basis Clause Free and compliant with the requirements of the Insurance Act 2015
  • No need for a schedule of addresses on the Policy
  • Broadened basis of cover with addition of new extensions
  • MasterPackage is designed to meet the needs of domestic businesses across a wide range of industries with turnover between £2m-500m (€3-500m) and no overseas operations

Flexibility

MasterPackage is a very flexible policy and many of the terms conditions and limits can be individually tailored to meet the specific needs of your clients.

Extension

Limit

Extension

Limit

Computer Breakdown

EDP Sum Insured

Chubb Flex

£500,000

Machinery Breakdown

£100,000

Denial of access (non-damage)

£250,000

Contract Works

£50,000

Unspecified suppliers

£250,000

Loss Reduction Expenses

£10,000

Unspecified customer

£250,000

Confiscation and Deprivation

£50,000

Fines & damages

£25,000

Customer Goods

£100,000

Group interdependency

£1,000,000

Electronic data recompilation costs

£250,000

Restriction on the use of premises

£500,000

Exhibitions (wordwide)

£100,000

Product recall

£100,000

Fly tipping

£25,000

Crisis response

£100,000

Involuntary betterment

£50,000

Data breach and cyber attack

£100,000

New acquisitions

£500,000

Claims preparation costs (PD/BI)

£50,000 / £100,000 aggregate

Reinstatement to match

£50,000

Claims preparation costs (Liability)

£50,000 / £100,000 aggregate